
Check Out the Best Credit Card Offers of the Month
If you’re wondering what are the best credit card offers available right now, this list is for you. Here you can find the best available credit card bonuses for this month, ranked by the approximate value of the bonus.
The value is obviously not an exact science, and it can vary widely based on your favorite hotel and airline program. It can also vary based on what destinations you’re chasing, or the way you like to travel. You also need to look at the annual fees and the ongoing perks and benefits that each card provides. That can easily tip the scale one way or the other.
Amex Business Platinum Card: 150K to 250K + $500 Credit
- Welcome Bonus: Earn 150,000 Membership Rewards points after you spend $20,000 within your first 3 months, plus earn a $500 statement credit after spending $2,500 on flight booked directly with airlines or via Amex Travel. (It’s also possible to find an offer as high as 250K+$500)
- Approx. Bonus Value: $2,650 – $4,150
- $695 Annual Fee
- Offer ends June 30, 2025.
- READ MORE
Amex Platinum Card: 100K + $250
- Welcome Bonus: Earn 100,000 Membership Rewards Points after you spend $8,000 within the first 6 months. Plus earn 10x (15x maybe?) points at restaurants worldwide on up to $25,000 in eligible purchases during your first 6 months. (It’s also possible to pull up a 175K offer through referrals or through this NLL link)
- Approx. Bonus Value: $1,750
- $695 Annual Fee
- READ MORE
Capital One Venture Rewards: 100K+$250
- Best Ever Bonus: Earn 100,000 Bonus Miles + $250 Capital One Travel credit once you spend $5,000 on purchases within the first 3 months from account opening.
- Approx. Bonus Value: $1,650
- $95 Annual Fee
- LEARN MORE
Chase Sapphire Preferred: 100K
- Best Ever Bonus: Earn 100,000 Ultimate Rewards points when you spend $5,000 in your first 3 months.
- Approx. Bonus Value: $1,600
- $95 Annual Fee
- READ MORE
Amex Business Gold Card: 100K+
- Welcome Bonus: Earn 100,000 Membership Rewards Points after you spend $15,000 within the first 3 months. (It’s also possible to offers as high as 200K)
- Approx. Bonus Value: $1,500
- $375 Annual Fee
- READ MORE
Chase Ink Business Preferred: 90K
- Welcome Bonus: Earn 90,000 Ultimate Rewards points after you spend $8,000 within the first three months.
- Approx. Bonus Value: $1,440
- $95 Annual Fee
- READ MORE
Chase United Business Card: 125K
- Best Ever Bonus: Earn 100,000 Bonus Miles after you spend $5,000 on purchases in the first 3 months your account is open.
- Approx. Bonus Value: $1,375
- $150 Annual Fee
- READ MORE
Amex Gold Card: 75K + $250
- Welcome Bonus: Earn 75,000 Membership Rewards points after you spend $4,000 on eligible purchases in your first 6 months. Plus, receive 20% back as a statement credit on purchases made at restaurants worldwide within the first 12 months of Card Membership, up to $250 back. (It’s also possible to pull up a bonus of 100K+20% on dining, max $100).
- Approx. Bonus Value: $1,375
- $250 Annual Fee
- READ MORE
Chase Ink Business Unlimited: 75K
- Welcome Bonus: Earn $750 in the form of 75,000 Ultimate Rewards points when you spend $6,000 in your first 3 months.
- Approx. Bonus Value: $1,200
- No Annual Fee
- READ MORE
Chase Avios Cards: 100K
- Welcome Bonus: Earn 100,000 Avios after you spend $7,500 on purchases within the first six months of account opening.
- Approx. Bonus Value: $1,100
- $95 Annual Fee
- LEARN MORE
Citi Strata Premier: 75K
- Welcome Bonus: Earn 75,000 ThankYou points when you spend $4,000 in the first 3 months of account opening.
- Approx. Bonus Value: $1,050
- $95 Annual Fee
- LEARN MORE
Capital One Venture X Rewards: 75K
- Welcome Bonus: Earn 75,000 Bonus Miles once you spend $4,000 on purchases with your new Capital One Venture X Credit Card within the first 3 months from account opening.
- Approx. Bonus Value: $1,050
- $395 Annual Fee
- LEARN MORE
Chase Ink Business Premier: $1,000
- Welcome Bonus: Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
- Approx. Bonus Value: $1,000
- $195 Annual Fee
- READ MORE
Chase Marriott Bonvoy Boundless: 3 Free Nights + 50K
- Welcome Bonus: Earn 3 Free Nights (up to 50,000 points) after spending $3,000 within 3 months. Plus, earn 50,000 bonus points after spending $6,000 total within 6 months.
- Approx. Bonus Value: $1,000
- $95 Annual Fee
- READ MORE
Amtrak Guest Rewards Preferred Card: 40K
- Welcome Bonus: Earn 40,000 bonus points after making at least $2,000 in purchases within the first 3 billing cycles of account opening.
- Approx. Bonus Value: $1,000
- $99 Annual Fee
- Offer ends April 30, 2025.
- READ MORE
Bank of America Alaska Airlines Visa Signature® Card: 75K
- Welcome Bonus: Get 75,000 Bonus Miles plus Alaska’s Famous Companion Fare from $122 ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of your account opening.
- Approx. Bonus Value: $975
- $95 Annual Fee
- READ MORE
Bank of America Alaska Airlines Visa® Business Card: 75K
- Welcome Bonus: Get 75,000 Bonus Miles plus Alaska’s Famous Companion Fare from $122 ($99 fare plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of your account opening.
- Approx. Bonus Value: $975
- $95 Annual Fee
- READ MORE
Chase Sapphire Reserve: 60K
- Welcome Bonus: Earn 75,000 bonus points after spending $4,000 in the first three months.
- Approx. Bonus Value: $960
- $550 Annual Fee
- READ MORE
Barclays Hawaiian Airlines® World Elite Mastercard: 70K
- Welcome Bonus: Earn 70,000 bonus HawaiianMiles after making your first purchase within the first 90 days.
- Approx. Bonus Value: $910
- $95 Annual Fee
- READ MORE
Amex Marriott Bonvoy Brilliant: 175K
- Welcome Bonus: Earn 185,000 Marriott Bonvoy bonus points after you make $6,000 in purchases within the first 6 months.
- Approx. Bonus Value: $875
- $650 Annual Fee
- Offer ends May 14, 2025.
- READ MORE
Barclays AAdvantage Aviator Red Mastercard: 70K
- Welcome Bonus: Earn 70,000 AAdvantage bonus miles after making your first purchase in the first 90 days and paying the $99 annual fee.
- Approx. Bonus Value: $840
- $99 Annual Fee
- READ MORE
Chase World of Hyatt Business Card: 60K
- Best Ever Bonus: Earn 60,000 points after spending $5,000 within the first three months from account opening.
- Approx. Bonus Value: $840
- $199 Annual Fee
- READ MORE
Barclays Wyndham Rewards Earner Plus Card: 90K
- Welcome Bonus: Earn 90,000 bonus points, enough for up to 12 free nights, after spending $2,000 on purchases in the first 180 days.
- Approx. Bonus Value: $810
- $75 Annual Fee
- READ MORE
Chase IHG One Rewards Business Card: 200K
- Welcome Bonus: Earn 140,000 Bonus Points after you spend $4,000 on purchases in the first 3 months from account opening. Plus 60,000 Bonus Points after you spend a total of $9,000 on purchases in the first 6 months from account opening.
- Approx. Bonus Value: $800
- $99 Annual Fee
- READ MORE
Amex Hilton Honors Surpass Card: 130K+Free Night
- Best Ever Bonus: Earn 130,000 Bonus Points plus a Free Night Reward (I’m valuing it at $250) after you spend $3,000 in purchases in the first 6 months.
- Approx. Bonus Value: $770
- $150 Annual Fee
- Offer ends April 29, 2025.
- READ MORE
Bank of America Premium Rewards Elite: 75K
- Best Ever Welcome Bonus: Earn 75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.
- Approx. Bonus Value: $750
- $550 Annual Fee
- READ MORE
Amex Marriott Bonvoy Business®: 150K
- Welcome Bonus: Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each bonus Free Night Award has a redemption level up to 50,000 Marriott Bonvoy points.
- Approx. Bonus Value: $750
- $125 Annual Fee
- READ MORE
Amex Hilton Honors Business Card: 175K
- Best Ever Bonus: Earn 175,000 Hilton Honors Bonus Points after you make purchases with your new Card totaling $8,000 or more in the first 6 months
- Approx. Bonus Value: $700
- $150 Annual Fee
- Offer ends April 29, 2025.
- READ MORE
How Bonus Value is Calculated
Here are the point valuations used for the “Approx. Bonus Value”:
| Loyalty Program | Value (cents per point) |
|---|---|
| Amtrak Guest Rewards | 2.5 cpp |
| Bilt Rewards | 1.7 cpp |
| Chase Ultimate Rewards | 1.6 cpp |
| American Express Membership Rewards | 1.5 cpp |
| Citi ThankYou | 1.4 cpp |
| Capital One Miles | 1.4 cpp |
| World of Hyatt Points | 1.4 cpp |
| Alaska Airlines Miles | 1.3 cpp |
| Wells Fargo Rewards | 1.2 cpp |
| American Airlines AAdvantage Miles | 1.2 cpp |
| Air Canada Aeroplan | 1.1 cpp |
| United MileagePlus Miles | 1.1 cpp |
| JetBlue TrueBlue Points | 1.1 cpp |
| Avios | 1.1 cpp |
| Southwest Rapid Rewards | 1.1 cpp |
| Air France/KLM Miles | 1.0 cpp |
| Delta SkyMiles | 1.0 cpp |
| Wyndham Rewards | 0.9 cpp |
| Marriott Bonvoy Points | 0.5 cpp |
| Hilton Honors Points | 0.4 cpp |
| IHG One Rewards | 0.4 cpp |
The valuation for other credits that are part of the welcome bonus is usually just done at my discretion, but you can always chime in and leave a comment if you think it is not realistic.
Best Credit Card Offers: Guru’s Wrap-up
This list of the best credit card offers is continuously updated, so you can bookmark it and check it every month. This list includes credit cards offers that are widely available in most or all states, and issued by major banks such as Chase, American Express, Citi, Bank of America and more.
Before applying for a card, you should also consider the application rules for each credit card issuer. Chase for example has a 5/24 rule, so you need to take that into account when applying for a credit card. Other issuers also have their own set of rules when it comes to the maximum credit card that you can have, or the frequency of applications. There are also family rules for Chase, Citi and more recently American Express.
Let us know what your favorite offers are, and you can always suggest other credit card bonuses that are not listed above.
