Check Out the Best Credit Card Offers of the Month
If you’re wondering what are the best credit card offers available right now, this list is for you. Here you can find the best available credit card bonuses for this month, ranked by the approximate value of the bonus.
The value is obviously not an exact science, and it can vary widely based on your favorite hotel and airline program. It can also vary based on what destinations you’re chasing, or the way you like to travel. You also need to look at the annual fees and the ongoing perks and benefits that each card provides. That can easily tip the scale one way or the other.
Amex Business Platinum: 200K
- Welcome Bonus: Earn 190,000 Membership Rewards Points after you spend $15,000 on your new Business Platinum Card within the first 3 months of Card Membership. Plus earn 10,000 Membership Rewards Points after you add an Employee Card and spend an additional $1,000. Also check if you are targeted for this 300K bonus.
- Approx. Bonus Value: $3,000
- $695 Annual Fee
- READ MORE
Chase Ink Business Preferred: 120K
- Welcome Bonus: Earn 100,000 Ultimate Rewards points after you spend $8,000 within the first three months.
- Approx. Bonus Value: $1,920
- $95 Annual Fee
- READ MORE
Amex Platinum Card: 100K + $250
- Welcome Bonus: Earn 100,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Plus earn 10x points at restaurants worldwide on up to $25,000 in eligible purchases on your new Card during your first 6 months of Card Membership. (It’s also possible to pull up a 175K offer through referrals)
- Approx. Bonus Value: $1,750
- $695 Annual Fee
- READ MORE
Amex Gold Card: 75K + $250
- Welcome Bonus: Earn 75,000 Membership Rewards points after you spend $4,000 on eligible purchases in your first 6 months. Plus, receive 20% back as a statement credit on purchases made at restaurants worldwide within the first 12 months of Card Membership, up to $250 back. (It’s also possible to pull up a 90K+$50 offer through referrals, or 75K+$350 through Resy)
- Approx. Bonus Value: $1,375
- $250 Annual Fee
- READ MORE
Southwest Rapid Rewards Premier Business: 120K
- Best Ever Bonus: Earn 60,000 Rapid Rewards® bonus points after $3,000 spend in 3 months, plus 60,000 Rapid Rewards bonus points after $15,000 spend in 9 months.
- Approx. Bonus Value: $1,320
- $99 Annual Fee
- Offer ends 9/16/2024.
- READ MORE
Southwest Rapid Rewards® Performance Business: 120K
- Best Ever Bonus: Earn 80,000 Rapid Rewards® bonus points after $5,000 spend in 3 months, plus 40,000 Rapid Rewards bonus points after 15,000 spend in 9 months.
- Approx. Bonus Value: $1,320
- $99 Annual Fee
- Offer ends 9/16/2024.
- READ MORE
Bank of America Alaska Airlines Visa Signature® Credit Card: 100K
- Best Ever Bonus: Get 50,000 bonus miles plus Alaska’s Famous Companion Fare after you make $3,000 or more in purchases within the first 90 days. Plus an additional 50,000 bonus miles after spending a total of $15,000 or more within the first 270 days.
- Approx. Bonus Value: $1,300
- $95 Annual Fee
- READ MORE
Chase Ink Business Cash: 75K
- Welcome Bonus: Earn $750 in the form of 75,000 Ultimate Rewards points: Earn $350 after you spend $3,000 on purchases in the first 3 months, plus an additional $400 when you spend $6,000 on purchases in the first 6 months. Also get a 10% Business Relationship Bonus if you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary (welcome bonus is excluded).
- Approx. Bonus Value: $1,200
- No Annual Fee
- Expiration Date: Nov 17, 2024
- READ MORE
Chase Ink Business Unlimited: 75K
- Welcome Bonus: Earn $750 in the form of 75,000 Ultimate Rewards points when you spend $6,000 in your first 3 months.
- Approx. Bonus Value: $1,200
- No Annual Fee
- READ MORE
Citi/AAdvantage Executive World Elite Mastercard: 100K
- Welcome Bonus: Earn 100,000 American Airlines AAdvantage® bonus miles after spending $10,000 within the first 3 months of account opening.
- Approx. Bonus Value: $1,200
- $595 Annual Fee
- READ MORE
IHG One Rewards Premier Credit Card: 5 Free Nights (60K)
- Best Ever Bonus: Earn 5 Free Nights (each Free Night valued at up to 60,000 points) after you spend $4,000 on purchases in the first 3 months
- Approx. Bonus Value: $1,200
- $99 Annual Fee
- READ MORE
Citi Strata Premier: 75K
- Welcome Bonus: Earn 75,000 ThankYou points when you spend $4,000 in the first 3 months of account opening.
- Approx. Bonus Value: $1,050
- $95 Annual Fee
- LEARN MORE
Capital One Venture X Rewards: 75K
- Welcome Bonus: Earn 75,000 Bonus Miles once you spend $4,000 on purchases with your new Capital One Venture X Credit Card within the first 3 months from account opening.
- Approx. Bonus Value: $1,050
- $395 Annual Fee
- LEARN MORE
Chase Ink Business Premier: $1,000
- Welcome Bonus: Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
- Approx. Bonus Value: $1,000
- $195 Annual Fee
- READ MORE
Bank of America Alaska Airlines Business Card: 75K
- Best Ever Bonus: Earn 70,000 bonus miles plus Alaska’s Famous Companion Fare™ from $122 ($99 fare plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days.
- Approx. Bonus Value: $975
- $95 Annual Fee
- READ MORE
Chase Sapphire Preferred: 60K
- In-Branch Bonus: Earn 60,000 bonus points after spending $4,000 in the first three months.
- Approx. Bonus Value: $960
- $95 Annual Fee
- READ MORE
Chase Sapphire Reserve: 60K
- Welcome Bonus: Earn 75,000 bonus points after spending $4,000 in the first three months.
- Approx. Bonus Value: $960
- $550 Annual Fee
- READ MORE
Wyndham Rewards Earner Business Card: 100K
- Highest Ever Welcome Bonus: Earn up to 100,000 bonus points: Earn 50,000 bonus points after spending $4,000 on purchases in the first 90 days, plus an additional 50,000 bonus points after spending $15,000 on purchases within the first 12 months.
- Approx. Bonus Value: $900
- $95 Annual Fee
- READ MORE
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®: 75K
- Welcome Bonus: Earn 75,000 American Airlines AAdvantage bonus miles after $3,500 in purchases within the first 4 months.
- Approx. Bonus Value: $840
- $99 Annual Fee (waived 1st year)
- READ MORE
Citi® / AAdvantage Business™ World Elite Mastercard®: 75K
- Welcome Bonus: Earn 75,000 American Airlines AAdvantage bonus miles after $5,00 in purchases within the first 5 months.
- Approx. Bonus Value: $840
- $99 Annual Fee (waived 1st year)
- READ MORE
Barclays AAdvantage Aviator Red Mastercard: 70K
- Welcome Bonus: Earn 60,000 miles after making your first purchase and paying the annual fee in full, both within the first 90 days. Add an authorized user, make a purchase on the authorized user card within the first 90 days and earn an additional 10,000 miles.
- Approx. Bonus Value: $840
- $99 Annual Fee
- READ MORE
Bank of America Premium Rewards Elite: 75K
- Best Ever Welcome Bonus: Earn 75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.
- Approx. Bonus Value: $750
- $550 Annual Fee
- READ MORE
Amex Marriott Bonvoy Business®: 150K
- Welcome Bonus: Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each bonus Free Night Award has a redemption level up to 50,000 Marriott Bonvoy points.
- Approx. Bonus Value: $750
- $125 Annual Fee
- READ MORE
Wells Fargo Autograph Journey: 60K
- Welcome Bonus: Earn 60,000 bonus rewards points after spending $4,000 in the first 3 months.
- Approx. Bonus Value: $720
- $95 Annual Fee
- READ MORE
How Bonus Value is Calculated
Here are the point valuations used for the “Approx. Bonus Value”:
| Loyalty Program | Value (cents per point) |
| Amtrak Guest Rewards | 2.5 cpp |
| Chase Ultimate Rewards | 1.6 cpp |
| American Express Membership Rewards | 1.5 cpp |
| Citi ThankYou | 1.4 cpp |
| Capital One Miles | 1.4 cpp |
| Alaska Airlines Miles | 1.3 cpp |
| Wells Fargo Rewards | 1.2 cpp |
| American Airlines AAdvantage Miles | 1.2 cpp |
| Air Canada Aeroplan | 1.1 cpp |
| United MileagePlus Miles | 1.1 cpp |
| JetBlue TrueBlue Points | 1.1 cpp |
| Avios | 1.1 cpp |
| Southwest Rapid Rewards | 1.1 cpp |
| Air France/KLM Miles | 1.0 cpp |
| Delta SkyMiles | 1.0 cpp |
| Wyndham Rewards | 0.9 cpp |
| Marriott Bonvoy Points | 0.5 cpp |
| Hilton Honors Points | 0.4 cpp |
| IHG One Rewards | 0.4 cpp |
The valuation for other credits that are part of the welcome bonus is usually just done at my discretion, but you can always chime in and leave a comment if you think it is not realistic.
Best Credit Card Offers: Guru’s Wrap-up
This list of the best credit card offers is continuously updated, so you can bookmark it and check it every month. This list includes credit cards offers that are widely available in most or all states, and issued by major banks such as Chase, American Express, Citi, Bank of America and more.
Before applying for a card, you should also consider the application rules for each credit card issuer. Chase for example has a 5/24 rule, so you need to take that into account when applying for a credit card. Other issuers also have their own set of rules when it comes to the maximum credit card that you can have, or the frequency of applications. There are also family rules for Chase, Citi and more recently American Express.
Let us know what your favorite offers are, and you can always suggest other credit card bonuses that are not listed above.
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