Amex Platinum Card Revamp
🔃 Update: The new benefits are now live even for existing cardholders. That means that you have about two weeks to use the 3rd quarter credits for Resy and Lululemon.
American Express has launched the revamped Platinum Card and Business Platinum Card on September 18, 2025, with an increased annual fee of $895. While we already revealed all the details of the Business Platinum card, we now have some leaked details for the consumer Platinum Card as well.
The leak confirms the $895 annual fee, the $600 FHR credit and the $400 Resy credit. Let’s check out the full details.
Welcome Bonus
Strangely the welcome bonus has not changed. It’s still AS HIGH AS 175,000 Membership Rewards® points after you spend $8,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. It can be as low as 80,000 Membership Rewards® points.
Annual Fee
- Primary Card Annual Fee: $895
- $195 annual fee for each Additional Platinum Card.
- No annual fee for Companion Platinum Cards.
Earning Rates
- 5X points on airfare booked directly with airlines or through Amex Travel
- 5X points on eligible hotels booked through Amex Travel
- 1X points on all other purchases
Credits
- NEW $600 annual hotel credit ($300 semi annual credit for Fine Hotels & Resorts/The Hotel Collection)
- NEW $400 Resy Credit ($100 per quarter)
- NEW $300 Lululemon credit ($$75 per quarter)
- NEW $120 Uber One credit ($10 per month)
- $200 in annual Uber savings ($15 in Uber Cash for U.S. rides every month plus a bonus $20 in December)
- $200 in statement credits per calendar year for airline incidental fees.
- Walmart+ Monthly Membership Credit ($12.95/month)
- IMPROVED $300 Digital Entertainment Credit ($25/month) on eligible purchases or subscriptions: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV.
- NEW $200 Oura Ring Credit
- $100 Saks credit ($50 on a semi-annual basis)
- Global Entry ($120) or TSA Precheck ($85) credit
- $209 CLEAR Credit annually.
- $300 SoulCycle At-Home Bike Credit
- Get up to $300 in statement credits each year on a digital or club membership at Equinox.
Lounge Access
- The Centurion Lounge access
- International American Express lounge access
- 10 Delta SkyClub lounge visits
- Priority Pass Select membership
- Airspace lounge access
Elite Status
- Marriott Bonvoy Gold Elite Status
- Hilton Honors Gold Status
We might even see something new like the Leaders Club Sterling status and more credits for reaching a certain spending threshold like the Business Platinum card.
Guru’s Wrap-up
We now have some confirmation about the new benefits on the consumer Platinum Card. We know that the annual fee is jumping to $895 and the card will have a $600 FHR credit, $400 Resy credit and $300 Lululemon credit on top of other existing credits that will remain.
Are you canceling or keeping your cards? Planning to apply/upgrade now or later? Let me know what you think!
