Alliant Cashback Visa (2.5% Cash Back) Card Will Drop to 1.6% Cash Back

Alliant Cashback Visa Will Earn 1.6% Cash Back

Alliant Cashback Visa Will Earn 1.6% Cash Back

The Alliant Visa Signature Card which offers up to 2.5% cash back on all purchases, was removed from the Alliant Credit Union website last month. Now the bank has shared that the card’s earning rate will drop from 2.5% to 1.6% cash back.

Here’s the message that was shared by FrostieWaffles:

“As you may know, effective September 1, 2025, the Terms and Conditions for the Alliant Cashback Visa Signature Card Program will be updated. Please note that Alliant reserves the right to modify or terminate the program, including its terms, rules, policies, cashback structure, and benefits, at any time and without prior notice, as permitted by law.

We regularly review our product offerings to ensure they align with member preferences and provide a seamless experience. Based on member feedback, we’ve made changes to simplify how cashback rewards are earned. Going forward, all Visa Signature cardholders will automatically earn 1.6% cashback on purchases no additional requirements or qualifications needed.

    • In addition to simplifying rewards, we’re introducing the following enhancements to your card:
    • Contactless Technology: We’re reissuing cards with tap-to-pay functionality. You’ll receive a notification soon with details about your replacement card.

Lower Redemption Minimum: The minimum cashback redemption amount is being reduced from $50 to $25, making it easier to access your rewards.

We hope you continue to find value in the Alliant Cashback Visa Signature Card and choose to keep it in your wallet. If you have any questions, please don’t hesitate to reach out via secure email through mobile or online banking or call us at 1-800-328-1935.”

If you’re looking for a card that earns at least 2% or 2X in rewards, check out our full list here.

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