Southwest Business Cards 120K Bonus
The Southwest Rapid Rewards® Performance Business Credit Card from Chase is giving new cardmembers the opportunity to earn up to 120,000 Rapid Rewards® bonus points with two new limited-time welcome offers. This is a fantastic way to earn the Southwest Companion Pass with just one card, and even better, a business card. However, it’s worth noting that you need to spend $15,000 in 9 months to get the full bonus. Check out the full details below.
Southwest Rapid Rewards® Performance Business Credit Card
- Earn 120,000 bonus points after you spend $10,000 on purchases in the first 3 months from account opening.
- Annual Fee: $299
- Offer ends 10/28/2025.
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Card Details
- Earn:
- 4X points per $1 spent on Southwest Airlines® purchases.
- 3X points per $1 spent on Rapid Rewards hotel/car rental partners
- 2X points on spend at gas stations and restaurants, with no annual cap
- 2X points per $1 spent on social media and search engine advertising, internet, cable, and phone services.
- 2X points per $1 spent on local transit and commuting, including rideshare.
- 1X point pr $1 spent on all other purchases.
- Earn 9,000 anniversary points after your Cardmember anniversary
- Four upgraded boardings per year (when available),
- Each anniversary year you will be reimbursed for the purchase of up to 4 Upgraded Boardings which are positions A1-A15.
- Upgraded Boardings may be purchased at the departure gate or ticket counter on the day of travel only, when available.
- Up to 365 inflight WiFi Credits per year
- Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
- Earn 1,500 tier qualifying points toward A-List status for every $10,000 spent
- No Foreign Transaction Fees
- Annual Fee: $299
About Southwest Rapid Rewards
The Southwest Rapid Rewards program is geared towards budget-minded travelers who fly domestically, or to Mexico, Central America and the Caribbean. Rapid Rewards members earn points for every dollar spent on Southwest flights and with the airline’s hotel, car rental and retail partners. But earning points gets easier once you have one of the Southwest Rapid Rewards credit cards from Chase. You can earn a welcome bonus when you first get a card and then earn even more with purchases. Here are a few things worth knowing about this program:- Use Rapid Rewards points to pay for merchandise, gift cards, hotel stays, car rentals and even some experiences like cruises or wine tastings. But the best use of points is for award fares on any Southwest or international partner flight. And with Southwest you always get 2 free checked bags per person.
- The Rapid Rewards program is revenue-based. You earn points based on the amount spent on flights rather than flights distance. When you redeem points for award fares, the value you get is also based on the price of the ticket, but it is not a fixed value. Points value is based on destination, time, travel date, demand, fare class, and other factors.
- Rapid Rewards points are often valued at about 1.4 cents.
- If you have the Companion Pass, then you can bring your favorite person along for free on paid or award Southwest flights.
Timing it Right!
The Southwest Companion Pass is valid for the year in which it is earned and the following year. That means that it is best to earn it as early in the year as possible, so you can have the Companion Pass for almost two full years. A pass earned on January 1, 2026 will be valid through December 31, 2027.
These new offers will earn you enough points for the Companion Pass, and you possibly do it with just one card. The offer will be available through October 22, 2025, so you have time to get he spending completed in early 2026.
In this case you want to apply as close to that deadline as possible. And then you will want to complete most of spending before after your December statement closes, and leave $1,000 or so in spend to do after that.
Guru’s Wrap-up
These is a massive welcome offer, matching the highest points bonus for this card. However, you need to spend a total of $10,000 in order to earn the full bonus.
Once you complete the spending, you will have at least 130,000 points, and maybe more if you spend on bonus categories such as gas stations. You need 135,000 Rapid Rewards points to earn the Southwest Companion Pass. But you’ll get there since Rapid Rewards Credit Cardmembers receive a boost of 10,000 Companion Pass qualifying points every year.
The new bonus is now available through referrals as well. And remember that referral bonuses count towards the Companion pass as well.
