
SoFi Invest Signup Bonus
🔃 Update (Oct 06, 2025) – The Rakuten bonus is now increased again, but only up to $110 or 11,000 Amex Points. Not as good as the previous $125 bonus, but much better than the usual $50.
Rakuten is offering a best ever bonus of $125 or 12,500 Membership Rewards points for signing up for a new SoFi Invest account. If you don’t have a Rakuten account, you can also earn $30 for signing up now. Let’s see how this offer works.
Offer Details
Sign up for a new SoFi Active Invest account and earn $125 (or 12,500 Membership Rewards points). You can see the offer here.
- Customer must click and apply directly through the Rakuten link and initially fund a new active invest account with at least $100 within 45 days of clicking the Rakuten link to qualify.
- Cash Back will be automatically added to your Rakuten account within 45 days after an initial deposit of at least $100 is posted to your SoFi Active Invest account.

Important Terms
- Cash Back provided by Rakuten, not SoFi.
- This promotion begins on April 8th, 2024 and ends on December 31, 2025 (the “Promotion Period”).
- Cash Back is only available for new SoFi Active Invest customers.
- Only one per account.
Guru’s Wrap-up
This is an easy bonus for those who don’t have a SoFi invest account. You just need to go through Rakuten to open a new SoFi Invest account and then deposit $100 within 45 days.
There’s also an even better bonus for the SoFi Checking & Savings account.
