Royal Credit Union $400 Bonus
Royal Credit Union is offering a $400 bonus for new checking customers who open an eligible account and complete the required direct deposits. This is a solid bonus from a regional credit union, especially since the account has no monthly fees and allows generous credit card funding. Let’s see how this bonus works, and who is eligible.
How to Earn This Bonus
To earn the $400 checking bonus, complete the following requirements:
- Open a new Royal Credit Union checking account
- Receive two qualifying direct deposits of at least $400 each within 120 days of account opening
- Keep the account open for at least six months
Qualifying direct deposits include payroll, pension, Social Security, or government benefits payments. The bonus will be deposited into the member’s Primary Base Savings account after all requirements are met.
Who is Eligible?
Here are the eligibility details for this bonus:
- Available to residents in eligible areas of Minnesota and Wisconsin
- You must qualify for Royal Credit Union membership. Royal Credit Union membership is generally available to people who live, work, worship, volunteer, or attend school in eligible counties throughout Minnesota and Wisconsin.
- Limit of one account per Member may be included in promotion.
- Member cannot have had a previously opened or closed checking account with RoyalCU in the last twelve (12) months.
- Offer cannot be combined with any other RoyalCU checking account offer.
Royal Credit Union Account Fees
- Checking account has no monthly fees.
- Account must remain open for six months.
Guru’s Wrap-Up
Royal Credit Union is offering a strong checking bonus with relatively simple requirements. You will earn $400 with a new checking account when you complete two direct deposits for $400 or more. The lack of monthly fees and possible credit card funding make this offer even more attractive. If you’re located in Minnesota or Wisconsin and can complete the direct deposit requirements, this is definitely worth a look.
Bank bonuses remain one of the easiest ways to earn extra money, often without leaving home. You can take a look at my bank bonus results from a few years back where I’ve earned thousands of dollars through these promotions. If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.
💡 Link & Full Info
- OFFER PAGE
- Max Bonus: $400
- Account Type: Checking Account
- Availability: MN, WI
- Type of Inquiry: Soft pull
- Direct Deposit Requirement: Yes (see what counts)
- Other Requirements: No
- Credit Card Funding: $1,000 per account with Visa/Mastercard
- Monthly Fee: No
- Early Closing Fee: Must remain open for six months.
- Expiration Date: 6/12/26
HT: Doctor of Credit
Share Bank Bonuses and other deals with us and our readers
