Today is the last day to rack up some Ultimate Rewards points at Office Depot and OfficeMax stores. You can save $10 instantly when you buy $300 or more in Visa Gift Cards. This offer comes with a instant discount that almost wipes out the fees on these cards. It gets better since you can earn 5X at office supply stores with a couple of cards.
Offer Terms
- Limit one (1) offer per customer.
- Discount applied at register.
- Offer Valid 3/10/19 through 3/16/19
- Offer valid in store on Visa® Gift Cards only.
- Visa Gift Card is issued by Metabank.
Maximizing The Offer
Office Depot and OfficeMax sell $200 Visa gift cards that have an activation fee of $6.95. To get the $10 instant discount, you need to spend at least $300. To maximize credit card rewards, it’s best to purchase two $200 Visa gift cards, which will cost you $413.90. Take off $10 at the register and you’re paying just $403.90. You take a small loss of $3.10. But let’s look at the points that you can earn.
If you have a Chase Ink Plus or Chase Ink Cash card, you would earn 2020 Ultimate Rewards points. You can also use a Amex SimplyCash Plus Business Card which earns 5% cashback at office supply stores as well. That would give you $20.20 in cashback. However Chase Ink Plus/Cash would be my choices as UR points are more valuable than cash and Amex has been cracking down on gift card purchases.
Guru’s Wrap-Up
This is a good opportunity to get very cheap Ultimate Rewards points, but we have seen better discounts of $15 in the past. If you have a location nearby, it’s still worth a trip, as some Ultimate Rewards options such as Swych and other websites no longer work.
