HSBC Checking Account Bonus
🛑 This offer has expired. See the full list of available bank bonuses here.
HSBC has a checking account bonus that can earn you up to $600. The bonus you receive depends on the amount of direct deposits during the first 6 calendar months after account opening. This HSBC Checking Account bonus is now available until August 31, 2021. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
There’s also a differently structured bonus that will get you $450.
HSBC Premier Checking – Up to $600 Bonus
Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by August 31; and
- Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
- Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities.
To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR an HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000.
HSBC $600 Bonus Eligibility
The bonus is available nationwide and accounts can be opened online.
Customers who held an HSBC consumer deposit or investment account from March 31, 2018 through and including March 31, 2021 are not eligible for this offer.
HSBC Premier Checking Fees
Premier Checking – A monthly maintenance fee of $50 will be incurred if minimum balance or recurring direct deposit requirement is not met:
- $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
- recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR
- an HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000
HSBC Checking Account Bonus: Guru’s Wrap-Up
This is a good offer that can earn you up to $600. You need to open a HSBC Premier checking account in order to get the maximum amount. To avoid monthly maintenance fees of $50 with the Premier account, you will need either maintain a minimum combined balance of $75,000 across all eligible HSBC deposit and investment accounts OR, complete monthly recurring outside direct deposits totaling $5,000 or more into your HSBC Premier Checking account OR, have an HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000.
If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.
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