New Citi Checking Offers, Get $300 to $1,500 Bonus

Citi Checking Offers

New Citi Checking Offers, Get $300 to $1,500 Bonus

Citi is offering a bonus of up to $1,500 when you open a new checking account. There are three Citi checking offers to choose from, but the highest bonus is for the CitiGold account that requires a huge amount of money. There are lower bonuses that could make sense for most people. This promotion has been extended until July 17, 2022.

Citi Checking Offers

You can earn a $300, $700 or $1,500 Bonus by opening a new Checking Account, funding it with New-to-Citibank Funds within 20 days, and maintaining that balance for another 60 days.

  • Citigold Account
    • Earn $1,500 when you make a minimum deposit of $200,000 within 20 days, and maintain that minimum balance for 60 days.
  • Citi Priority Checking
    • Earn $700 when you make a minimum deposit of $50,000 within 20 days, and maintain that minimum balance for 60 days.
  • Citibank Account
    • Earn $300 when you make a minimum deposit of $15,000 within 20 days, and maintain that minimum balance for 60 days.
  • Basic Checking
    •  Earn $200 when you make a minimum deposit of $5,000 within 20 days, and maintain that minimum balance for 60 days.

PROMOTION PAGE

Must open account with unique promo code during the promotion period.

Eligibility

Must not currently have or have had an account a Citibank consumer checking account within last 180 calendar days.

Fees

  • Citi Gold – To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts. There is no monthly service fee for accounts in The Citigold Account Package.
  • Citi Priority Checking – $30 monthly fee waived with a combined average monthly balance of $50,000+ in eligible linked deposit, retirement and investment accounts.
  • Citibank Account – $25 monthly fee waived with a combined average monthly balance of $10,000+ in eligible linked deposit, retirement and investment accounts.
  • Basic Checking – $12 monthly fee waived with one qualifying direct deposit and one qualifying bill payment per statement period OR maintain a $1,500+ combined average monthly balance in eligible linked accounts.

Guru’s Wrap-Up

This is the best cash bonus option we have seen from Citi. But it requires a total of $200,000 in deposits within the first 20 days. You might need to keep the money in the account for about 4 months until you get the bonus.

If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

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8 responses to “New Citi Checking Offers, Get $300 to $1,500 Bonus”

  1. Don’t trust these people… I’ve been waiting 7 months for the $200 bonus. Last week I submitted a formal complaint with the Consumer Financial Protection Bureau. I have screen shots of everything and they can’t raise a finger to fulfill the offer.

    1. DDG Avatar
      DDG – Based in NYC. Points/miles enthusiast for years and actively writing about it for the last two years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

      If everything is in order, banks will usually get back to you soon after a CFPB complaint. And will probably giver you the bonus. Hopefully it works out.

    2. I have done Citi offers twice over the last years and I have never had any issues. Citi gave me the bonus both times.

  2. When I click on Apply I get: “The offer is not available for you at this time, but we invite you to continue your application without a promotion or to apply for another product”.

    1. DDG Avatar
      DDG – Based in NYC. Points/miles enthusiast for years and actively writing about it for the last two years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

      Oh strange, maybe it is targeted. Thanks for pointing that out.

    2. I was targeted for this offer (I received a mailer and the offer appears on the Citi website when I log in). But when I applied via the link on their website I received the same message Shirley did. I have never had a bank account with Citi before, so I have no idea why I’m not eligible.

      1. It turns out that Citi is having technical issues with the application process on their website. I was able to complete an application by phone, which took about 30 minutes.

        1. Would you mind giving us a follow-up of your bonus experience? Thank you!

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