Chase Sapphire Preferred 100K Bonus
The Chase Sapphire Preferred refresh is now live with new earn categories, travel credits and protections while the annual fee remains at $95. But one of the main changes on the card is negative, as the transfer ratio to World of Hyatt is dropping from 1:1 to 4:3. There’s also a new bonus of 100,000 points. Let’s go over the details.
Offer Details
- Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Annual Fee: $95
- DIRECT LINK
This credit card is unavailable to you if you currently have this card open. The new cardmember bonus may not be available to you if you previously held this card or received a new cardmember bonus for this card. We may also consider the number of cards you have opened and closed in determining your bonus eligibility.
Card Details
- Earn:
- 5x Points on travel purchased through Chase
- 5x Points on Lyft Rides through September 30, 2027.
- 5x Points on Peloton equipment and accessory purchases over $150 through December 31, 2027.
- 3x Points on
- online grocery purchases (excluding Target, Walmart and wholesale clubs)
- dining
- gas and EV charging
- vacation homes at top brands including Airbnb, Vrbo and more
- select streaming services
- 2x Points on all other travel purchases
- 1x Point per dollar spent on all other purchases.
- Points are worth 25% more when you redeem for travel through Ultimate Rewards.
- $120 Global Entry, TSA PreCheck, or NEXUS credit every four years
- $100 Annual Hotel Credit each account anniversary year for hotel stays purchased through Ultimate Rewards.
- 10% anniversary points boost on all points earned throughout the year (no longer available for new cardholders, ends October 1, 2026 for existing cardholders)
- Transfer 1:1 to many Ultimate Reward travel partners, but only 4:3 for World of Hyatt.
- Points Boost: Cardmembers can get more value when redeeming Ultimate Rewards® points on thousands of top-booked hotels and on flights with select airlines through Chase Travel
- Travel Protection Benefits including Emergency Evacuation and Transportation coverage
- Extended Warranty Protection
- Purchase Protection: Valid for new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Complimentary Apple TV subscription for one year when activated by December 31, 2026
- Complimentary DashPass membership (a $120/ year value), plus up to $10 off a month on groceries.
- No Foreign Transaction Fees
- Annual Fee: $95
- $0 for each authorized user
Guru’s Wrap-up
This is one of the best bonuses we have seen for the Chase Sapphire Preferred. You get 100,000 points after spending $5,000 in the first 3 months. The best ever offer was a combination of this 100K bonus with 30K Amex Points from Rakuten.
Just keep in mind that Sapphire Preferred only lets you transfer to Hyatt at 4:3 ratio. You will need a Sapphire Reserve or Sapphire Reserve for Business to get 1:1.
