Chase Limits Business Card Referrals
🔃 Update (Oct 03, 2025) – Chase has already updated referrals a few days early. It now has the new language which means that you only earn the referral bonus when you refer a NEW Chase for Business customer.
Chase updated referral links today and there’s an important change when it comes to referring business cards. Starting in October, you will only receive a referral bonus if the person applying is a completely new customer, meaning that they don’t already have an existing Chase business card.
That’s a big change for those who refer friends and family members, as currently you get the referral bonus as long as the applicant is approved. It doesn’t matter if they already have a Chase business card.
Here’s the language in the referral page:
“Effective October 7th, 2025, you will be eligible to receive referral bonus awards for new Chase Business card customers only. Referrals of individuals with existing Chase business card accounts will no longer qualify for the referral bonus.”
This language is showing up on Ultimate Rewards business cards referrals only for now.
With only about two months left until this change goes into effect, it might be profitable to get your Ink applications in before that deadline. Hopefully we see some increased offers before that date.
