Chase IHG Select Card Annual Fee Hike and Other Changes
Chase is making changes to the old IHG One Rewards Select Credit Card, a legacy product that has long been one of the better cards to keep around thanks to the low $49 annual fee.
The bad news is that the annual fee is doubling. The good news is that the card’s anniversary Free Night Certificate is also getting a meaningful upgrade.
Chase has confirmed that the annual fee will increase from $49 to $99, with the higher fee taking effect on cardmember renewals in 2027.
IHG Select Card Changes
Here are the changes:
- Annual fee: Increasing from $49 to $99
- Anniversary Free Night: Increasing to a 50,000-point redemption cap
- Platinum Elite status: Remains
- 10% points rebate: Remains
The Select card is no longer available to new applicants, so these changes only affect existing cardholders who have kept the grandfathered product.
The upgraded 50,000-point Free Night is a nice improvement, up from the old 40,000 points cap. It also looks like cardholders will be able to top off the certificate with IHG points when a hotel costs more than 50,000 points.
When Does the $99 Annual Fee Start?
The higher annual fee will begin with cardmember renewals in 2027. The exact timing will depend on your individual renewal date.
Guru’s Wrap-Up
A jump from $49 to $99 is obviously significant. But the card gets an upgraded 50K Free Night Certificate, along with continued Platinum status and the 10% rebate on redeemed points.
For anyone who can reliably use the certificate for an IHG stay worth more than $99, the card should still be pretty easy to justify.
Chase recently announced broader changes across its IHG credit card portfolio and said existing cardmembers would receive notices in October, with annual fee adjustments taking place in 2027. It also launched a new premium card with a $350 annual fee.
HT: DoC
