Bilt Partners with UWM to Offer Rewards on Mortgage Payments
Bilt announced today a strategic partnership with United Wholesale Mortgage (UWM), the nation’s largest mortgage lender.
Through this partnership, UWM mortgage customers can earn valuable Bilt Points with each on-time payment, creating an entirely new value proposition for both homeowners and the independent mortgage brokers who serve them.
UWM becomes the first mortgage platform allowing its loan customers to earn rewards on their mortgage payments and enabling customers to:
- Earn Bilt Points with every on-time mortgage payment through Bilt’s reward program, ranked as the highest-value rewards currency in the market;
- Experience the industry’s fastest, most seamless, and cost-efficient origination process through UWM;
- Access exclusive neighborhood benefits including special offers from more than 40,000 local merchants nationwide, making homeownership more rewarding beyond the four walls of one’s home;
- Earn Bilt Points during origination—Bilt’s 5+ million members can earn points on their monthly payments when working with UWM brokers.
“We’ve built Bilt to transform every stage of the housing journey into an opportunity,” said Ankur Jain, Founder and CEO of Bilt. “Our members have been building credit and earning rewards as renters, saving those Bilt Points toward down payments, and using our platform to find and buy homes. With UWM, we’re completing the circle—they’ll continue earning rewards with every mortgage payment. This is the full lifecycle of housing, all on one platform.”
However, Bilt has not shared any details on how this partnership will work exactly and how many points members will be able to earn by paying their mortgage. The phased rollout of services between UWM and Bilt will begin in early 2026. Full product details, implementation timelines, and the transition process for existing UWM customers will be announced in the coming months.
