DannyDealGuru has partnered with CardRatings for our coverage of credit card products. DannyDealGuru and CardRatings may receive a commission from card issuers. This post contains references to one or more products from our advertisers. We may receive compensation when you click on links to those products. Some or all of the card offers that appear on DannyDealGuru are from advertisers and may impact how and where card products appear on the site. This article does not include all card companies or all available card offers. All information about cards mentioned in this article has been collected independently by DannyDealGuru.
Best No Interest Credit Cards This Month
A new credit card can be enticing for many reason. Often here on the site I write about cards offering big welcome bonuses. But there are other cards that offer a different type of incentive. A credit card with low-interest or no interest at all for a certain number of months can save you money by reducing the cost of debt. When you’re paying less in interest, you can pay it back more quickly. Clearly a card with a 0% intro APR period will save you the most on interest in the short term. You can often find an introductory interest-free period of a year or more in several cards. This is a list of the best no interest credit cards this month. I have included cards that also offer some kind of welcome bonus and an option for small businesses.
HSBC Gold Mastercard
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Introductory Rates
- 0% intro APR on purchases for 18 months
- 0% intro APR on balance transfers for 18 months. Balance Transfers must be posted within the first 60 days.
- Fee of either $10 or 4%, whichever is greater, will apply on each balance transfers.
Other Details
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Amex EveryDay Credit Card
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Introductory Rates
- 0% intro APR on purchases for 15 months
- 0% intro APR on balance transfers for 15 months. Balance Transfers must be posted within the first 60 days.
- $0 balance transfer fee within 60 days of account opening.
Other Details
- Earn 10K Membership Rewards points after $1,000 in purchases in your first 3 months
- 2x at US supermarkets on up to $6,000 per year, plus 20% bonus when you make 20 purchases a month
- No annual fee
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Capital One® Quicksilver® Cash Rewards
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Introductory Rates
- 0% intro APR on purchases for 15 months
- 0% intro APR on balance transfers for 15 months
- 3% transferred balance fee during the first 15 months
Other Details
- One-time $150 welcome bonus after you spend $500 on purchases within 3 months from account opening
- Unlimited 1.5% Cash Back on every purchase
- No annual fee
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Wells Fargo Cash Wise
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Introductory Rates
- 0% intro APR on purchases for 15 months
- 0% intro APR on balance transfers for 15 months
- Introductory fee of either $5 or 3% of the amount of each balance transfer during the first 120 days
Other Details
- One-time $150 Cash Rewards bonus after you spend $500 on purchases within 3 months from account opening
- Unlimited 1.5% Cash Rewards on every purchase
- Use digital wallet purchases, like Apple Pay or Google Pay, to earn 1.5% Cash Rewards during the first 12 months from account opening
- No annual fee
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Capital One SavorOne
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Introductory Rates
- 0% intro APR on purchases for 15 months
- 0% intro APR on balance transfers for 15 months
- 3% fee on the amounts transferred within the first 15 months
Other Details
- One-time $150 welcome bonus after you spend $500 on purchases within 3 months from account opening
- Unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% everywhere else
- No annual fee
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Chase Freedom Unlimited
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Introductory Rates
- 0% intro APR on purchases for 15 months
- 0% intro APR on balance transfers for 15 months
- 3% intro balance transfer fee when you transfer a balance during the first 60 days, with a minimum of $5. The fee for future balance transfers is 5% of the amount transferred, with a minimum of $5.
Other Details
- One-time $200 welcome bonus after you spend $500 on purchases within 3 months from account opening
- Unlimited 1.5% cash back on all purchases.
- No annual fee
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Discover it
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Introductory Rates
- 0% intro APR on balance transfers for 14 months
- 0% intro APR on balance transfers for 14 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2020.
- Intro fee of 3% for transfers that post to your account by June 10, 2020. After that, 5% of the amount of each transfer.
Other Details
- $50 statement credit after making a purchase within three months of account opening
- 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter. Unlimited 1% cash back on all other purchases.
- No annual fee
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Chase Slate
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Introductory Rates
- 0% intro APR on purchases for 15 months
- 0% intro APR on balance transfers for 15 months. Balance Transfers must be posted within the first 60 days.
- $0 balance transfer fee within 60 days of account opening.
Other Details
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Chase Ink for Business Cash
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Introductory Rates
- 0% intro APR on purchases for 12 months
Other Details
- $500 welcome bonus after you spend $3,000 on purchases in the first 3 months after account opening
- Earn 1.5% Cash Back rewards on every purchase made for your business.
- No annual fee
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DannyDealGuru has partnered with CardRatings for our coverage of credit card products. DannyDealGuru and CardRatings may receive a commission from card issuers. This post contains references to one or more products from our advertisers. We may receive compensation when you click on links to those products. Some or all of the card offers that appear on DannyDealGuru are from advertisers and may impact how and where card products appear on the site. This article does not include all card companies or all available card offers. All information about cards mentioned in this article has been collected independently by DannyDealGuru. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to the offers listed below. Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.
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