
Amex Business Platinum 200K Bonus
🔃 Update (10/4/23): Based on data points from our Facebook Group member John, the 190K offer is still available by phone, with an extra 10K for adding an authorized user. Looks like this offer has the lifetime language, but you can ask them to email you the application so you can double check. The massive 260K offer is no longer available.
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- Earn 190,000 Membership Rewards Points after you spend $15,000 on your new Business Platinum Card within the first 3 months of Card Membership.
- Plus earn 10,000 Membership Rewards Points after you add an Employee Card and spend an additional $1,000.
- Annual Fee: $695

Update: There’s now a direct link to this offer, and you can apply online. It’s probably best to still try an call so you know for sure that you are targeted. Amex has shut down accounts in the past for obtaining a welcome offer that was not intended for you. (HT: USCCG)
American Express has been handing out big bonuses recently especially for the Business Platinum and Business Gold cards. And just when we think that we have reached the upper limits with offers for 180K and 190K points, Amex surprises us with a 260,000 Membership Rewards points offer. Yes you read that right. You can actually call in and see if you are targeted, and it looks like there’s no lifetime language either. Check out the details of this huge offer below.
Offer
- Earn 250,000 Membership Rewards Points after you spend $30,000 on your new Business Platinum Card within the first 6 months of Card Membership.
- Plus earn 10,000 Membership Rewards Points after you add an Employee Card and spend an additional $1,000.
- Annual Fee: $695
- OFFER PAGE

This huge bonus for a total of 260K points is apparently being offered over the phone, similar to the 190K offer for the Business Gold card. It’s not a guarantee that you will get it, but at least now you can try. You can call Amex at 855-531-3491, decline the first offer, and request specifically the 250K (without the Employee Card) or 260K offer. Then apply over the phone, although you can ask them to send you the terms and finish the application online, as reported by Frequent Miler. This way you can make sure that there lifetime language is not included.
If you have no luck with this phone offer, you can check for this 150K bonus or some other options here for up to 190K.
Card Details
- Earn:
- 5X Membership Rewards points for each dollar of eligible purchases made when you book on the American Express Travel website
- 2X Points per dollar on
- eligible purchases of $5,000 of more
- U.S. Electronics goods, retailers, software, and cloud service providers
- U.S. Construction materials and hardware supplies
- U.S. Shipping providers
- 1X on all other eligible purchases
- Use Membership Rewards Pay with Points for all or part of an eligible fare and get 35% of those points back, up to 1,000,000 bonus points per calendar year. This benefit is changing on Sep. 18, 2025.
- Redeem points for 1 cent each if you also have an Amex Business Checking account.
- $600 Hotel Credit ($300 semi-annually) for prepaid bookings at Fine Hotels + Resorts or The Hotel Collection ( two-night minimum) through American Express Travel.
- Dell: Up to $150 in statement credits on U.S. purchases directly with Dell and an additional $1,000 statement credit after you spend $5,000 or more on that same card per calendar year.
- Up to $120 annual statement credits for purchases made directly from any US wireless telephone provider, up to $10 per month. Enrollment required.
- Indeed – Get up to $360 credit ($90 per quarter). Enrollment required.
- Adobe: $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year. Enrollment required.
- Access to more than 1,400 airport lounges across 140 countries
- $200 in statement credits per calendar year for airline incidental fees. Enrollment required.
- $200 in Hilton statement credits per calendar year (up to $50 per quarter) when you enroll and make purchases directly with a property in the Hilton portfolio (see what works).
- Spend $250,000 on eligible purchases in a calendar year and receive:
- $1,200 Amex Travel Online Flight Credit: Unlock up to $1,200 in statement credits for use in the next calendar year on flights booked on AmexTravel.com.
- $2,400 One AP® Statement Credit: Unlock up to $2,400 in statement credits for use in the next calendar year on monthly fees for American Express One AP®, American Express’ digital accounts
- 35% Airline Bonus for a First or Business class flight on selected qualifying airline when using Membership Rewards Pay with Points through American Express Travel.
- Receive a statement credit every 4 years for Global Entry ($120) or every 4.5 years for TSA PreCheck (up to $85).
- Cover the cost of a CLEAR Plus membership with up to $209 in statement credits per year after you pay with your Business Platinum Card. Enrollment required.
- Leaders Club Sterling Status (The Leading Hotels of the World)
- Marriott Bonvoy Gold Elite status
- Hilton Honors Gold status
- Platinum Card Concierge available 24/7 to help with anything from special dinner reservations to finding the perfect gift.
- Resy Dining Benefit
- No Foreign Transaction Fees
- Annual Fee:
- Primary Cardholder Annual Fee: $895 (Rates & Fees)
- Additional Employee Cards Fees:
- $400 annual fee for each Employee Business Platinum Card
- No Annual Fee for Employee Business Expense Card

Guru’s Wrap-up
This Amex Business Platinum 260K offer is by far the best we have ever seen. And you can call in to check if you are eligible. Just keep in mind that you need to spend $30,000 in the first 3 months, which is not easy to do. That’s a lot of spending, so make sure you are able to complete it before applying.
To make things better, it looks like this offer doesn’t have the lifetime language. So even if you have taken advantage of some of the recent big offers for Amex Business Platinum in recent months, you can apply and get another bonus. You need to wait at least 90 days from you last application though.
Let me know in the comments if you get this offer!
