Ally Invest $200 Bonus
Current active Ally Bank and Ally Auto customers who do not currently have, nor previously had, an account with Ally Invest, can earn a cash bonus of either $100, for transferring from an existing Ally Bank account, OR $200, for transferring from an external (non-Ally) account, after opening an eligible Ally Invest Self-Directed Trading account or Robo Portfolio account and meeting all of the criteria described in this offer.
Here’s how it works:
- Open an eligible new Self-Directed Trading account by selecting Open Account on this page by 12/31/2026.
- Transfer in a minimum of $1,000 in cash and/or securities within 30 days of opening it. (FYI: It’s OK to do so over multiple transfers.)
- Once at least $1,000 has posted to your account, you’ll need to keep it there for a minimum of 90 days.
- We’ll pay your cash bonus within 30 days of all steps being completed — including the 90 day minimum.
Important Terms
- Open your new Ally Invest Self-Directed Trading account by 12/31/26.
- Transfer a minimum of $1,000 in cash and/or securities within 30 days of account opening. You can make multiple transfers into the same account to reach the minimum requirement of $1,000. See note below re: market activity.
- Once at least $1,000 has posted to your account, you must keep it there for a minimum of 90 days, as well as keep your account open and in good standing under the Ally Invest Securities (AIS) Customer agreement. We’ll pay your bonus within 30 days after your $1,000 minimum reaches the 90-day mark. See note below re: market activity.
- Total cash/securities transferred to account must be valued at a minimum of $1,000 at time of transfer. Market activity that causes your portfolio value to rise above $1,000 does not meet this funding requirement. Instances of market volatility causing your portfolio to drop below $1,000 does not disqualify you.
- Customer may receive either the $200 bonus or the $100 bonus but will not receive both bonuses.
- To be eligible for the $200 bonus, transfers totaling at least $1,000 must be entirely from an external (non-Ally) account – eligible transfer types from an external account include ACH, ACAT (securities or cash), wire transfer, or check.
- To be eligible for the $100 bonus, transfers totaling at least $1,000 must be in the form of transferring cash from your existing Ally Bank account(s).
- If you transfer from both an Ally Bank account and an external account in order to reach the $1,000 minimum in your Self-Directed Trading Account, you will be considered eligible for the $100 bonus (and not the $200 bonus).
Guru’s Wrap-up
If you’re already an Ally customer but new to Ally Invest, you can get a $100 or $200 bonus just for starting to invest. To get it, open a new investing account by the end of 2026 and move at least $1,000 into it within a month. You’ll get the bigger $200 bonus if the money comes from a different bank, but only $100 if you move it over from your Ally savings. Just leave the money in your new account for 90 days, and Ally will drop the cash reward into your account a month later.
HT: DoC
