Capital One 360, $100 Bonus for Savings and $25 for Checking

Capital One 360 Savings and Checking Bonus

Capital One 360 Savings and Checking Bonus

Capital One 360 is offering two bonuses for savings and checking accounts. The $25 bonus for checking account has been around for a while and probably not worth it, unless you are looking for a no-fee checking account. But the $100 bonus for the new savings product could be worth it, considering that it offers a 1.70% APY as well.

Offers

  • 360 Performance Savings account – To receive your bonus:
    • Use this unique link to open a new 360 Performance Savings account as the primary account holder.
    • Fund the account with a deposit of at least $250 from a non-Capital One account. Funding must occur at account opening. Initial deposit does not include bonus.
    • You will receive a bonus of:
      • $25 if you deposit $250-9,999.99 or
      • $100 if you deposit $10,000 or more at account opening.
    • Your bonus will automatically be deposited into your account.

OPEN SAVINGS

  • 360 Checking account – To receive your bonus:
    • Use the unique link sent from your friend at Capital One Bank to open a new 360 Checking account as the primary account holder.
    • Fund the account with a deposit of at least $250 from a non-Capital One account and have a total of 3 debit card purchases or Zelle® payments (or any combo of the two) post to the account within 45 days of account opening. Funding must occur at account opening. Initial deposit does not include bonus.
    • Your $25 bonus will automatically be deposited into your account 50 days after account opening and is available for withdrawal immediately.

OPEN CHECKING

Eligibility

  • The new customer referral bonus is only available to people who have not held the following Capital One accounts since 1/9/2008: 360 Savings®, 360 Checking, 360 Money Market®, 360 Performance Savings, Savings Now, Confidence Savings, Total Control Checking, Simply Checking, 360 CD®, 360 IRA Savings®, 360 IRA CD®, MONEY Teen Checking, Kids Savings account.
  • Limit one bonus per new customer.

Fees

These accounts do not have any monthly fees.

Guru’s Wrap-up

The 360 Performance Savings account is a new product that was introduced a couple of months ago. You can get a $100 bonus and a 1.70% APY, which is pretty competitive nowadays. You need to deposit at least $10K in the account to get the bonus, but there doesn’t seen to be any any requirement for keeping the balance in there.

Even you have money in a saving account or money market at Capital One 360 you are probably earning a lower rate, 0.60% and 1.50% APY respectively. So you should consider opening this new account, even without the bonus, so you can earn a better rate. I use Capital One as my primary bank. Also if you already have an account, you can refer friends for these bonuses and get $20 for every person that signs up.

If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

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