Last Day! Instant $15 Discount on Mastercard Gift Cards at Office Depot & OfficeMax

Today is the last day to take advantage of a Office Depot/Max promotion that gives you an instant discount of $15 when you purchase $300 or more in Mastercard gift cards.

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These offers are a good opportunity to earn Ultimate Rewards points if you have any of their locations nearby. MasterCard gift cards have an activation fee, but during these promotions, you’re actually making a small profit on top of the discount. There’s a limit of 1 discounted offer per transaction, but in most locations you should be able to do multiple transactions.

Offer Terms

  • Offer valid 12/8 – 12/14/19
  • Limit 1 discounted offer per transaction.
  • Discount applied at register.
  • Offer valid in-store only on Mastercard® Gift Cards.
  • Product not available in Puerto Rico and the Virgin Islands.
  • Mastercard® Gift Card is issued by U.S. Bank National Association, pursuant to a license from Mastercard® International.

Maximizing The Offer

Office Depot and OfficeMax sell $200 MasterCard gift cards that have an activation fee of $6.95. To get the $15 instant discount, you need to spend at least $300. To maximize credit card rewards, it’s best to purchase two $200 MasterCard gift cards, which will cost you $413.90. Take off $15 at the register and you’re paying just $398.90. You’re already $1.10 ahead, but let’s also look at the possible rewards and other deals you can stack.

If you have a Chase Ink Plus or Chase Ink Cash card, you would earn 1,995 Ultimate Rewards points. You can also use an Amex SimplyCash Plus Business Card which earns 5% cashback at office supply stores as well. That would give you $19.95 in cashback. However Chase Ink Plus/Cash would be my choices as UR points are more valuable than cash and Amex has been cracking down on gift card purchases.

How To Liquidate

Mastercard Gift Cards are not as easy to use as Visa. You can still use them at WalMart to purchase money orders, but you need to quickly hit cancel on the keypad after swiping to switch to debit and it doesn’t always work. You can also use them for bill pay at Walmart and Kmart. Also check out smaller local stores near you that sell WU money orders. Plastiq is another option, if you have any bills to pay. And if everything else fails, you can always use them for everyday spend everywhere Mastercard is accepted.

Guru’s Wrap-Up

This is the best deal we see from Office Depot and OfficeMax. The $15 discount wipes out the activation fee on two gift cards. Some people prefer Visa gift cards, as they’re often easier to liquidate. But it could be worth it if you have a location nearby. It’s a rare opportunity to earn more Ultimate Rewards as many 5X avenues have been drying up. Hopefully there’s still some gift cards left at your favorite locations.

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