New Ridgewood Savings Bank Cards with Bonus up to $500 (NY, CT)

Ridgewood Savings Bank Cards

New Ridgewood Savings Bank Cards with Bonus up to $500

Ridgewood Savings Bank has released three new credit cards. One has no bonus, another is offering $200 and no annual fee and their premium offering has a $500 bonus, 3x on travel and dining and a $95 annual fee. These cards are available in NYC and CT only.

World Mastercard Bonus Offer

A Bonus will be awarded as 50,000 Rewards Points, which can be redeemed for a $500 statement credit.

  • To earn Bonus, you must complete $5,000 in purchases with your World Mastercard during the first 90 days from account opening, which begins on the date of the new account letter and ends 90 days later.
  • The Introductory APR for balance transfers is 0% for 12 months
  • Earn:
    • 3 points for every $1 spent on travel and dining
    • 2 points for every $1 spent on gasoline
    • 1 point for every $1 spent on all other purchases
  • No limit on Rewards Points earned
  • $95 annual fee

Platinum Rewards Mastercard Bonus Offer

A Bonus will be awarded as 20,000 Rewards Points, which can be redeemed for a $200 statement credit.

  • To earn Bonus, you must complete $2,000 in purchases with your Platinum Rewards Mastercard during the first 90 days from account opening, which begins on the date of the new account letter and ends 90 days later.
  • The Introductory APR for balance transfers is 0% for 12 months
  • Earn 1 point for every $1 spent with no limit

Offer Details

  • Offer page
  • For details on the Rewards Program, please visit https://ridgewoodbank.myapexcard.com/apply#p=application/rewardsTerms.
  • Offer ends 12/31/2019.

Guru’s Wrap-up

The $500 bonus is a good one, even after paying the $95 annual fee. The World Mastercard also has decent earning categories with 3 points for every $1 spent on travel and dining. Points are worth one cent each.

The issue is that the offers are available only in NY and CT. Also there’s not much info about these cards and how hard it is to get approved. I know that they’re difficult with their bank accounts. Let me know if you apply or have applied for any credit cards with this bank.

HT: Doctor of Credit

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