New CitiBusiness AAdvantage 70K Bonus with Waived Annual Fee
The CitiBusiness AAdvantage credit card has a new bonus of 70,000 AAdvantage miles. Not the highest bonus we have seen, but it requires $1,000 less in spending than this 75K offer.
Earn 70,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
Annual Fee: $99, fee waived for the first 12 months.
Applying for the Card
You can apply for one Citi Business card every 95 days. These are counted separately from personal cards. But, if you’re applying for a business card using your SSN, then the system will automatically deny you if you have had two new cards (for the same SSN) in the last 65 days. Citi also limits inquiries to 6 every 6 months.
Citi Business cards don’t show up on your personal credit report, so this card won’t count towards Chase’s 5/24 rule.
Citi now has a new 48 month rule. American Airlines AAdvantage® bonus miles are not available if you have received a new account bonus for a CitiBusiness® / AAdvantage® Platinum Select® account in the past 48 months.
Not the best bonus, since there’s currently a 75K offer as well. But this offer requires $4K spend in 4 months, while that 75K offer requires $5K in 5 months. The 75K offer looks like the better option, unless the spending is an issue.