Northpointe Bank is offering a great rate with their Ultimate Savings account. Currently you can earn 2.55% APY. The account comes with no monthly fees and no minimum opening balance requirement. There’s no monthly tasks to complete either, in order order to get the interest rate.
Open a Northpointe Bank Ultimate Savings account and earn 2.55% APY on balances between $25,000 and $1,000,000. Rate is guaranteed for three months only.
There is a $10 fee if the account is closed within 120 days of opening. There is also a $15 fee for each outgoing transaction beyond the six that are allowed monthly.
- Annual Percentage Yield effective 06/28/19.
- After the three (3) month promotional period, the rate may change based on prevailing market rates.
- Promotional interest rate applies to consumer accounts only with balances between $25,000.00 – $1,000,000.00.
- Tier 1 $0.00 – $24,999.99: 1.12% APY;
- Tier 2 $25,000.00 -$1,000,000.00: 2.55% APY;
- Tier 34 $1,000,000.01+: 1.12% APY.
- Rates are subject to change without notice.
- Fees may reduce earnings on the account.
The best rates available nationwide. The 2.55% APY is guaranteed for at least three months. After that the rate may change based on prevailing market rates. You need to keep the account open for at least 120 days to avoid a $10 fee. You can check other high yield accounts here.
If you already have this account, you will not get this new rate automatically. You need to contact them and request it if you meet the deposit qualifications.
- Offer Page
- APY: 2.55%
- Min/ Max Amount: $25K-$1M
- Inquiry Type: Soft
- ChexSystems Pull: Yes
- Credit Card Funding: No
- Monthly Requirements: None
- Monthly Fee: No
- Early Closing Fee: $10 if closed within 120 days