Chase Starbucks Card: 4,500 Stars and Waived Annual Fee

The Chase Starbucks card has a bonus of 4,500 points and waived fee.

Chase Starbucks Card bonus

Offer & Requirements

Earn 4,500 Stars after you spend $500 on purchases in the first 3 months from account opening. Bonus can be redeemed for 36 free drinks or rewards.

The card has a $49 annual fee that is now waived for the first year.

Application Page

Card Benefits

  • Earn 250 Bonus Stars the first time you use your Starbucks Rewards™ Visa Card to digitally load your registered Starbucks Card in your App.
  • Earn 1 Star for every $1 you digitally load to your registered Starbucks Card in your Starbucks® App with your Starbucks Rewards™ Visa® Card in addition to the 2 Stars per $1 you already get when you pay with your registered Starbucks Card or registered Starbucks Card in the Starbucks® App as a Starbucks Rewards™ Member at a participating Starbucks® store.
  • Earn 1 Star for every $4 you spend outside of Starbucks® stores.
  • As a Starbucks Rewards™ Gold Member, every 125 Stars earns you a food or drink Reward.


This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.

The card also falls under the Chase 5/24 rule.

Guru’s Wrap-Up

A terrible product. First it falls under the Chase 5/24 rule, so not everyone qualifies. And if you are under 5 cards in the last 24 months, then it would be foolish to use a new card application for the Chase Starbucks Visa. The signup bonus is not the highest we have seen, but the annual fee is waived. So this is probably the best offer.

But, I really don’t see a reason for anyone to get this card. You could go for other credit card bonuses and just pay for your coffee.


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