Capital One Spark Business Cards Are Offering $2,000 Signup Bonuses

Capital One has a $2,000 bonus available for its Spark Cash and Spark Miles business cards. The spending requirement is pretty high though, but it could result in 6% return for all your purchases.

Spark Cash $2,000 Bonus

Capital One Spark 2K bonus

Earn a $500 cash bonus when you spend $5,000 in the first 3 months and $1,500 when you spend $50,000 in the first 6 months of opening your account

$0 intro for the first year, $95 after that

Application Page

Spark Miles 200K Bonus

Earn a bonus of 50,000 miles when you spend $5,000 in the first 3 months and 150,000 miles when you spend $50,000 in the first 6 months of opening your account

$0 intro for the first year, $95 after that

Application Page

Card Benefits

  • Earn unlimited 2% cash back on every purchase for your business
  • No foreign transaction fees.

Guru’s Wrap-Up

There’s two issues with these offers. The first being that Capital One pull from all three credit bureaus when you apply for a credit card. You could freeze Experian or Transunion and they will still approve you with only two pulls. Then there’s the fact that Capital One business cards report to personal credit reports. If you’re worried about 5/24, then this card might not be for you.

Then there’s the spending requirement. You need to spend $50K to get the bonus. That’s a lot of spending to be done in six months. But you’re still getting a great return for your spending if you manage to reach the $50K. That’a 6% on all your purchases.

This is the highest total bonus we have seen for these cards, but not the best due to the high spending that is required.

HT: Miles to Memories

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