Citizens Bank is offering a $200 bonus for new checking accounts until the end of July. The offer is usually $150 so this is a better bonus if you’re eligible. The account ca be opened online and requirements are pretty easy to complete.

Offer Requirements

Get paid $200 when you:

• Open your first new personal checking account by 9/30/2018
• Make a single direct deposit of $500 or more within 60 days of opening your first new One Deposit Checking from Citizens Bank.

If you meet all of the above requirements and open a One Deposit Checking account you will receive a $200 bonus. Bonus will post to the checking account within 90 days after direct deposit has posted and will be labeled as “Balance Builder Bonus.” Bonus will be reported to the IRS for income tax purposes.

Eligibility

Offer available in CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI & VT.

Primary signer on the new checking account may not be or have been a primary or secondary signer on any personal checking account within the previous six months.

Fees

One Deposit Checking account has a monthly maintenance fee of $9.99 that is waived with one deposit each statement period.

No early closing fees.

Guru’s Wrap-Up

This is a pretty good bonus but limited to only a few states. If you are eligible, then it’s worth it to go for it. You just need one $500 direct deposit to get the bonus and the account can be easily kept fee-free with one monthly deposit of any amount.

If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

Offer Details

• Apply Here
• Bonus: $200
• Account Type: One Deposit Checking
• Availability: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT
• Expiration Date: 6/30/2018 7/31/2018 9/30/2018
• Inquiry Type: Soft pull
• Credit Card Funding: Yes, up to $1000
• Direct Deposit Requirement: $500 or more within 60 days
• Monthly Fees: $9.99 (waived with any monthly deposit)
• Closing Account Fee: None

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