Best Credit Cards For Gas Stations

Gas is a big monthly expense for many people. Americans drive a lot. They commute to work, they drive for fun, they take road trips on holidays and run errands constantly. All those miles add up. On average, each American drives a bit more than 1,000 miles per month. That adds up to a couple of hundred dollars a month and a couple of thousands a year.

So maximizing the credit card rewards and getting discounts wherever possible is a good idea. Plus gas stations often carry selections of third party gift cards and Visa, MasterCard and Amex prepaid gift cards. So it makes sense to maximize these purchases.

I would suggest first looking as gas rewards deals from supermarkets such as Kroger, Stop & Shop, Giant and many others. You can get half off or even close to free gas. I often post those deals here, so make sure you subscribe by using the form on the right hand side. After that, take a look at this list of best credit cards for gas.

Best Credit Cards For Gas

I’ll start with the cards that give you the highest rates and are widely available, and work my way down from there. I’ll only list cards that earn at least 2x or have gas stations as a quarterly bonus category.

Fort Knox FCU Platinum Card

  • Earn unlimited 5% Cash Back rebates on gas purchases
  • No Annual Fee
  • You need to pay $15 to join the credit union before applying for the card
  • Read more about the card

PenFed Platinum Rewards Visa Card

  • Earn unlimited 5X in points on gas purchases, 3X on groceries
  • No Annual Fee. Points can be redeemed on hotel stays for up to 1.25 each or gift cards for less than 1 cent.
  • Bonus of $100 Statement Credit when you spend $1,500 in first 90 days.
  • Read more about the card

Amex Old Blue Cash

  • Earn 1% at U.S. supermarkets, gas stations & drugstores for first $6,500 in purchases in a reward year, and 5% after that, up to $50,000 per year in purchases.
  • No Annual Fee
  • The card is no longer available for signups.
  • Read more about the card

Huntington Bank Voice Business Card

  • 4% back up to $7K quarterly at Grocery stores, Gas Stations, Office Supply Stores etc
  • No Annual Fee
  • No signup bonus and available in branch only in OH, MI, IN, PA, KY, WV, IL & WI
  • Read more about the card

Sam’s Club Mastercard

  • 5% cash back on gas (on first $6,000 per year in purchases, then 1%)
  • No Annual Fee
  • You need to be a Sam’s Club member in order to apply. Membership costs $45 but they often have promotions. You can sign up here for example to get a $20 gift card. The card comes with a $45 bonus also.
  • Read more about the card

Costco Anywhere Visa

  • 4% cash back on gas (on first $7,000 per year in purchases, then 1%)
  • No Annual Fee
  • You need to be a Costco member in order to apply. Membership costs $60. Rewards earned with this card are sent out with an annual certificate in February. They are redeemable for cash or merchandise at Costco only.
  • Read more about the card

Bank of America Cash Rewards Credit Card

  • 1% cash back on every purchase, 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No Annual Fee
  • The card has a public $200 bonus. Also if you qualify for Platinum Honors, you get a 75% bonus, which gives you 5.25% cash back on gas.
  • Read more about the card

Wells Fargo Rewards Card

  • 5x points on gas, grocery, and drugstore net purchases for 6 months on up to $12,500 spent
  • No Annual Fee
  • The card often comes with a $200 bonus if you spend $1,000 in first 3 months
  • Read more about the card

Amex Blue Cash Preferred

  • 3% Cash Back at gas stations
  • $95 Annual Fee
  • You can often get a nice signup bonus for this card, up to about $300-$400
  • Read more about the card

Crystal Visa Infinite Card

  • 3X on gasoline, airline, hotel, taxi, rental car, train, bus, restaurant, fast food and takeout food dining purchases
  • $400 Annual Fee
  • The card has had a signup bonus of 100K points in the past but recently we’ve only seen 50K bonuses. It’s also hard to get approved.
  • Read more about the card

Santander Bravo

  • 3X rewards points on supermarket, gas station, and restaurants
  • $49 Annual Fee (waived first year or with Select/Premier Plus checking account)
  • Rewards are values at 1cpp. 3X rate is capped at $5K spending.
  • Read more about the card

UMB Simply Rewards

  • 3% at Gas stations, Grocery stores, Discount stores, Restaurants
  • No Annual Fee
  • $200 bonus and could be limited based on your location
  • Read more about the card

US Bank FlexPerks Travel Rewards Card

  • 2X FlexPoints on the category you spend the most on (at gas stations, grocery stores or airlines). Worth up to 3% in travel.
  • $49 Annual Fee (waived first year)
  • The card has a signup bonus, currently at 20K FlexPoints
  • Read more about the card

Amex Blue for Business

  • 2.3X Membership Rewards Points on all purchases on the first $50,000 for the first year
  • No Annual Fee
  • The card is no longer available.
  • Read more about the card

Amex Blue Business Plus

  • Earn 2X Membership Reward Points on the first $50K spent anywhere each calendar year
  • No Annual Fee
  • Read more about the card

Blispay Visa Card

  • 2% Cash Back on all purchases
  • No Annual Fee
  • “No Payments No Interest” on all purchases over $199 if paid in full in 6 months. Could be useful for large purchases.
  • Read more about the card

PayPal CashBack Mastercard

Citi Double Cash

Discover It

  • 1% everywhere, doubled for the first year
  • No Annual Fee
  • 5% quarterly rotating categories, sometimes at Supermarkets
  • Read more about the card

Chase Freedom

  • 1X Ultimate Rewards Point everywhere
  • No Annual Fee
  • 5% quarterly rotating categories, sometimes at gas stations
  • Read more about the card

Citi Dividend

  • 1X everywhere
  • No Annual Fee
  • 5% quarterly rotating categories, sometimes on gas
  • This card is no longer available for signup

Please let me know if there’s any other cards that you think should be included in the list, especially if they’re widely available. And also share your opinions on which card you would consider as the best overall.

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4 thoughts on “Best Credit Cards For Gas Stations

  1. Pingback: UMB Simply Rewards Card Review: $200 Bonus Plus 3X on Gas, Dining & Groceries - Danny the Deal Guru

  2. Pingback: Best Credit Cards For Supermarkets And Grocery Stores - Danny the Deal Guru

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