Amex SPG Credit Card Review, 75K Bonus and 6X at SPG/Marriott Hotels


The American Express SPG credit card now has a new bonus. From now on it will earn Marriott Rewards, which are worth just 1/3 of the now defunct SPG Starpoints. The Amex SPG Credit Card now comes with a 75K bonus and earn 2X everywhere.

Amex SPG Credit Card Review

Welcome Bonus

Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months. Offer ends 10/31/2018.

Earning and Redeeming Points

You can earn the following rates:

  • 6x Points for each dollar of eligible purchases at over 6,500 participating SPG and Marriott Rewards hotels
  • 2x Points on all other eligible purchases


Noe the redeeming part. These points which are not really labeled on the offer, are Marriott Rewards. These are worth 1/3 of the previous SPG Starpoints. Here’s the award chart for Marriott stays:

You can also find prices for each specific property here. Category 8 and peak/off-peak pricing will go into effect in 2019.

With the new program you will continue to get a 25% bonus when you convert Marriott points to airline miles. That was one perk that made SPG points more valuable. Marriott points will convert into airline miles at a 3:1 ratio (same as SPG that was 1:1), with a 5,000 mile bonus for every 60,000 Marriott points transferred. So when you convert 60,000 Marriott points you will get 25,000 airline miles (instead of 20,000).

Other Benefits

  • Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel.
  • Receive complimentary Silver Elite status with your Card.
  • No Foreign Transaction Fees
  • Free in-room, premium Internet access while staying at participating SPG® and Marriott Rewards ® hotels

Annual Fee

The new Amex SPG Business Credit Card has an annual fee of $95 annual fee that is waived the first year.

Applying for the Card

Welcome offer not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.

Effective 8/26, welcome offer not available to applicants who have or have had The Marriott Rewards® Premier Credit Card from Chase, The Marriott Rewards® Premier Plus Credit Card from Chase, The Marriott Rewards Credit Card from Chase, or The Ritz-Carlton Rewards® Credit Card from JP Morgan in the last 30 days. You can read more about the Chase and Amex limitations on the new SPG/Marriott cards here.

Direct link to application page.

Guru’s Wrap-Up

The Amex SPG Credit Card has had a bonus of 35,000 Starpoints in the past. This new welcome bonus is equal to 25,000 Starpoints, which was the normal public bonus previously. I’m hoping that they will come out with a 100,000 points bonus in the future. Earnign rate has also been lowered. This card was a good option for non-bonused spend, with 1 SPG point per dollar. But now you get only 2 Marriott points, which is equal to 2/3 of an SPG point.

The card is worth keeping long term if you value a free night of up to 35,000 points at least $95. I would usually say that Amex Offers are also an added bonus, but that’s no longer the case.

Let me know what you think of this card and the bonus and earning structure.

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4 thoughts on “Amex SPG Credit Card Review, 75K Bonus and 6X at SPG/Marriott Hotels

  1. Why did you not mention the airline transfer possibities with starpoints. The 5,000 bonus on a 20,000 starpoints transfer is still a good perk.

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