Plastiq, Visa Cards Coding as Cash Advance Plus Other Limitations

Plastiq has announced some changes to payment made with Visa cards, starting today. Effective June 1, customers may notice two temporary changes for select personal VISA credit cards. Plastiq is working with VISA to resolve this situation for the limited cards affected. First, the following cards will not be affected:

  • Capital One personal VISA credit card
  • Visa business, corporate, debit, and prepaid cards
  • American Express*, Mastercard, Discover & JCB cards
  • Personal VISA credit card used to pay a business in Canada

plastiq visa cards

If you have a scheduled payment and your transaction may be treated as a cash advance, we will cancel the payment & notify you accordingly. (HT: DoC)

RelatedNo Fee When Paying Bills with Mastercard with New Plastiq Promo, Free Credit Card Rewards!

Here’s the full list of restrictions, that you can also find on the Plastiq website:

Visa issued Card Impact
AARP Credit Card from Chase

(Visa issued cards only)

Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
Alaska Airlines Visa Signature Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
Amazon Rewards Visa Signature Card Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
Asiana Visa Signature Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
AT&T Access Card From Citi

(Visa issued cards only)

Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
Bank of America Premium Rewards

(Visa issued cards only)

Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
Bank of America Travel Rewards

(Visa issued cards only)

Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
Bank of America Travel Rewards for Students

(Visa issued cards only)

Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
British Airways Visa Signature Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
CapitalOne Quicksilver Rewards

(Visa issued cards only)

No impact.
CapitalOne QuicksilverOne Rewards

(Visa issued cards only)

No impact.
CapitalOne Savor Dining Rewards

(Visa issued cards only)

No impact.
CapitalOne Venture Rewards

(Visa issued cards only)

No impact.
CapitalOne VentureOne Rewards

(Visa issued cards only)

No impact.
Celebrity Cruises

(Visa issued cards only)

Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
Chase Freedom

(Visa issued cards only)

Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
Chase Freedom Unlimited

(Visa issued cards only)

Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
Chase Sapphire Preferred

(Visa issued cards only)

Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
Chase Sapphire Reserve

(Visa issued cards only)

Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
Chase Slate

(Visa issued cards only)

Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
Citi Double Cash Card

(Visa issued cards only)

Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
Citi Prestige Card

(Visa issued cards only)

Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
Citi Simplicity Card

(Visa issued cards only)

Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
Citi ThankYou Preferred Card

(Visa issued cards only)

Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
Citi ThankYou Preferred Card for College Students

(Visa issued cards only)

Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
Citi ThankYou Premier Card

(Visa issued cards only)

Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
Costco Anywhere Visa Business Card By Citi Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
Costco Anywhere Visa Card By Citi Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
Disney Premier Visa Card Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
Disney Visa Card Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
EXPEDIA + CARD From Citi

(Visa issued cards only)

Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
EXPEDIA + VOYAGER CARD From Citi

(Visa issued cards only)

Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
Marriott Rewards Premier Plus

(Visa issued cards only)

Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
Royal Caribbean

(Visa issued cards only)

Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
Southwest Rapid Rewards Credit Card

(Visa issued cards only)

Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
Southwest Rapid Rewards Premier Credit Card

(Visa issued cards only)

Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
Starbucks Rewards Visa Card Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
Susan G. Komen Cash Rewards Visa credit card from Bank of America Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
The Hyatt Credit Card

(Visa issued cards only)

Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
The Ritz-Carlton Rewards Credit Card

(Visa issued cards only)

Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
U.S. Pride

(Visa issued cards only)

Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
United MileagePlus Club Card

(Visa issued cards only)

Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
United MileagePlus Explorer

(Visa issued cards only)

Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
United TravelBank Card

(Visa issued cards only)

Payments made through Plastiq may be subject to a lower card limit (typically ~20% of your total card limit). Your transaction will otherwise be treated with full rewards.
World Wildlife Fund

(Visa issued cards only)

Payments will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
Other

(Visa issued cards only)

Payments may be treated as a cash advance. This means it may incur all cash advance-related fees and receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
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One thought on “Plastiq, Visa Cards Coding as Cash Advance Plus Other Limitations

  1. Pingback: Plastiq is Giving Out Fee-Free Dollars And Warning People About Visa Payments - Danny the Deal Guru

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