The CrayPay app makes it easier to instantly purchase discounted gift cards. It can be used for purchases in store and online. You can purchase an Applebee’s gift card for example once you’re done with your meal, or an Amazon gift card if you’re shopping online.
How It Works
Then you browse for nearby locations if you’re shopping in-store or go through the list of online merchants. For each merchants you will see the respective discount. Amazon for example is 1% and Applebee’s is 3%, just to keep the same two examples that I mentioned above.
You then enter the amount owed, confirm your new reward price, which is the total minus the discount and you purchase a gift card for the exact amount. The gift card is delivered instantly, once the payment is submitted. So it can be used right away or saved in your wallet.
CrayPay also has a rewards program. The more you shop the more rewards you earn. You start by earning 100 points for every $1.00 you save on purchases using the app. Points buy you levels, which get you a higher percent savings on your future gift card purchases.
Here’s my rewards after I purchased a $5 Amazon gift card.
The discounts for most merchants are not very competitive in my opinion. You get 1% off Amazon gift cards, 3% off Applebee’s or AMC gift cards, 5% off Gap gift cards etc.
The main draws of this app will probably be the fact that you can purchase gift cards instantly and also, you can purchase exact amounts for your total. For example at Applebee’s, you can see your bill, calculate your total including tip and then purchase the gift card. I don’t see myself using the app for online purchases, but I could use it occasionally in-store.
I made my first purchase today, using my Chase Ink Bold card, so I’m not sure yet if there’s any bonus earning for the app. Send me data points if you have used the app in the past.Download app