[Expired] Stash Hotel Rewards Visa Card Has 50K Points Bonus. Is It Worth It?

Stash Hotel Rewards Visa Card usually has a 10K bonus but it has been increased to 50K now after spending $3K. The card has an annual fee of $85 is waived the first year.

Stash Hotel Rewards Visa Card

Offer & Requirements

You’ll earn 50,000 points – that’s enough for two free nights at any of our one-of-a-kind Stash Partner Hotels – when you make $3,000 in purchases on your Stash Hotel Rewards® Visa® Card within 90 days of opening your account.

Cardholder will earn 10,000 bonus points after making $1500 in purchases within 90 days of account opening. When cardholder makes an additional $1500 in purchases, for a total of $3,000 in purchases within 90 days of account opening, an additional 40,000 points will be earned.

Annual fee of $85 is waived the first year.

Earning Stash Points

  • 3 POINTS per dollar spent at Stash Partner Hotels
  • 2 POINTS per dollar spent on all other hotels, dining and gas
  • 1 POINT per dollar spent on all other purchases
  • 10% rebate when you redeem them for a participating stay

Analysis

The regular bonus on this card is only 10,000 points, so it has been increased 10 fold. That sounds good, but what really matters is the value of these points. First it’s important to pint out that they do not have a big number of hotels. They do have a decent footprint in mainland United States, plus a few hotels in Hawaii, Panama, Turks & Caicos. By taking a quick look at the value of points at some of these properties, it looks like they are valued at a bit less that 1 cent each and with the 10% rebate on redemption it goes to about 1c or a bit more.

Here’s some examples:

  • Honua Kai Resort & Spa, Maui, Hawaii – $404 (40,500 points or 1cpp)
  • The Buccaneer, St. Croix, US Virgin Islands – $378 (28,400 points or 1.33cpp)
  • The Bernic Hotel, New York, New York 10017  – $250 (25,000 points or 1cpp)
  • The William Vale, Brooklyn, New York – $400 (29,300 points or 1.36cpp)
  • Riverside Hotel, Lauderdale, Florida – $165 (12,500 points or 1.32cpp)
  • The Georgian Hotel, Santa Monica, California – $344 (34,400 points or 1cpp)
  • Napa River Inn, Napa, California 94559 – $250 (25,000 points or 1cpp)
  • Cedarbrook Lodge, Seattle, Washington – $203 (15,400 points or 1.32cpp)
  • Tetherow Lodges, Bend, Oregon – $196 (19,700 points or 0.99cpp)

From my non very scientific calculations, I will give these Stash points an average value of 1.15 cents each. And you get the 10% rebate when you redeem.

One downside is that some hotels do not post their rates online and you need to contact them to get a price, but most hotels do. If you’re interested in any of their partner hotels, all you need to do is check the price, there’s no set award chart. Some hotels also offer bonuses for Stash members. I saw one offering 10X points for paid stays.

One other positive thing about this program is that these are not chain hotels, so they offer something different to most readers who have probably visited many chains all over the world. I do prefer these types of hotels as I have mentioned a few times in the very few trip reports that I have done. My stays often involve Chase Ultimate Rewards through CSR and Airbnb, so this is a similar opportunity, although it will likely get me only 2 nights.

The Stash Hotel Rewards Credit Card is issues by Synchrony Bank.

Guru’s Wrap-Up

I think this is a an interesting card if you enjoy stays at non-chain hotels. The 50K bonus is marketed as two free nights anywhere, but that’s not really the case as you can see in the examples above. But there’s plenty of hotels where you can get two nights so you should be able to get a value of at least $500 from this bonus. That’s a decent signup bonus for a credit card in my book. The fact that is issued by Synchrony Bank should also make it more accessible to more people.

What do you think? Does it make sense for you?


Offer Details

  • Apply Here
  • Earn 50,000 points when you make $3,000 in purchases on your Stash Hotel Rewards® Visa® Card within 90 days
  • 3 POINTS per dollar spent at Stash Partner Hotels
  • 2 POINTS per dollar spent on all other hotels, dining and gas
  • 1 POINT per dollar spent on all other purchases
  • Points never expire
  • 10% rebate when you redeem them for a participating stay
  • $85 Annual Fee (waived the first year)

HT: DoC

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