Citi has a new publicly available sign-up bonus for their AAdvantage business card that gives you a 50K bonus plus $100 in statement credits.
For a limited-time: Earn 50,000 American Airlines AAdvantage® bonus miles after spending $3,000 in purchases within the first 3 months of account opening Plus new cardmembers can earn up to $100 in statement credits on eligible American Airlines purchases in the first 12 months of account opening.
Citi’s 24 Month Rule
Citi changed its rules last year and toughened up on churners, making it harder to receive bonuses. You can only receive a bonus if you haven’t opened or closed a card of the same currency in the last 24 months. The application for the CitiBusiness AA card usually has the following language:
This card is not available if the business already has a CitiBusiness® / AAdvantage® Platinum Select®World MasterCard® card. Bonus miles not available if you have had any CitiBusiness® / AAdvantage® card opened or closed in the past 24 months.
Citi Business Cards
You can apply for one Citi Business card every 95 days. These are counted separately from personal cards. But, if you’re applying for a business card using your SSN, then the system will automatically deny you if you have had two new cards (for the same SSN) in the last 65 days.
Citi also limits inquiries to 6 every 6 months.
Citi Business cards don’t show up on your personal credit report, so this card won’t count towards Chase’s 5/24 rule.
This is a good offer and also similar to this other offer on the same card for 60K miles. You’re getting 10,000 miles less, but you’re getting $100, in statement credits. If you value AA miles more than 1 cent a piece, then you should go for the 60K offer instead.
This offer does have the 24 months restrictions, so keep that in mind when applying.