The MERRILL + Visa Signature Credit Card had a great sign up bonus available online but it ended back on March 3rd. This offer would give you 50,000 points after $3,000 in spend within the first 90 days. The points are worth anywhere between $500 and $1,000 depending on the redemption. The card has no fee, which makes this bonus even better.
Besides the sign up bonus, is doesn’t make much sense to keep this card in your wallet since it only earns one points per dollar. If maximized (how to redeem points), that could be 2% back, but you could have guaranteed return of 2% or more with other cards.
50K Bonus Is Still Available
After the online application page was removed, you could apply by phone, but people were being told that the current bonus is only 25K.
Now there’s data points that the 50K bonus is till alive and you can get it by calling in. Seigav on r/churning reports that you need to mention code BAABZX and you can find the offer terms here. There’s also an application page, but it didn’t work for me. I checked application status after submitting and looks like it didn’t go through.
Some people are having better luck with online applications. Most of them are going into pending, getting the following message:
We’re sorry but we’re unable to give you a decision at this time.
We are reviewing your application and will send you a letter letting you know our decision.
We appreciate your interest. Thanks again.
But some are approved soon after without the need to call recon. You can check your application status online here. Give it a few hours and if there’s no change in status then call in. When I was approved a few months ago, I had to call in to move credit.
This is the best no-fee card bonus out there and one of the best bonuses in general. Points can be redeemed at up to a 2 cents value for airfare, giving you a potential bonus of $1,000 for spending $3,000 in three months. If you didn’t get it last time around, you should definitely jump on it now. Probably best to go with the phone application.
Let me know if the online application works for you.
- Apply Here or by phone (866-751-1257) with promo code BAABZX
- 50,000 points after $3,000 in spend within the first 90 days
- Earn 1 point per dollar on all purchases
- Spend $50,000 or more a year in purchases and receive your choice of a
- $200 Travel Credit that can be used on travel incidentals OR
- Complimentary Executive Delta Sky Club membership ($695 value)
- No Foreign Transaction Fees
- No Annual Fee