Alliant CU Has A 3% Cashback Credit Card

Alliant Credit Union has a Visa Signature credit card that will earn 3% cash back everywhere for the first year and 2.5% after that. There’s no limit to the cash back awards you can earn. The Alliant Cashback Visa Signature Credit Card has a $59 annual fee which is waived the first year and also comes with no foreign transaction fees.

Alliant Cashback Visa Signature Credit Card

This card earns cash, not points. Cash back maybe redeemed as statement credit or transferred to an Alliant account, starting at $25. It can’t be used to pay minimum monthly payment on your credit card. Cashback expires in 5 years, in first in first out basis.

Applying For The Card

Update: The card is now available to all Alliant CU members.

There’s no application link for this card. It is only available through upgrades. If you already have a Alliant credit card, you can call 800-328-1935 to upgrade to the Alliant Cashback Visa Signature Credit Card.

Alliant usually has a signup bonus for the Platinum card, with targeted offers as high as $500. These offers are sent out to their current members.

If you have a checking or savings account with them, you can also try calling to see if you can get approved directly for the Cashback Visa Signature card, instead of an upgrade.

Guru’s Wrap-Up

This is a great cashback card. 3% cashback for the first year is the best cash rate out there. The second year will probably be comparable to other 2% cards since the rate drops to 2.5% and you’re hit with a $59 annual fee.

Hopefully it becomes available for direct sign ups, preferably online, and maybe a sign-up bonus, if that’s not too much to ask. But for now, you can upgrade or try your luck applying by phone, if you are an existing Alliant customer.

Also checkout this list of 2%+ credit cards.


Offer Details

  • Offer Page
  • Earn 3% cash back on all purchases the first year
  • Earn 2.5% cash back on all purchases after the first year
  • No limit to the cash back awards you can earn
  • No foreign transaction fees
  • Works with Android Pay, Apple Pay and Samsung Pay
  • Minimum credit limit of $10,000
  • $59 annual fee, waived the first year

HT: DoC

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