When you open a BB&T personal checking account and use U by BB&T, you can earn up to $100. U by BB&T is their mobile app. The offer is available for new accounts in select states and you need to use promo code ANRAF. This is not the highest bonus they’ve had, and it also comes with four requirements, worth $25 each, which need to be completed within 90 days:
- Make a payment using the Personal Payments service
- Make a payment using the BB&T bill payment service
- Select and redeem an offer in the BB&T Deals tile
- Enroll in and receive a direct deposit to the new personal checking account
This special limited-time offer is only available for personal checking accounts opened online at BBT.com before November 30, 2016. Offer is limited to one incentive per household. The account-opening incentive will be deposited directly to the checking account within 120 days of account opening and upon qualification for the incentive.
Any account not in good standing, closed, and/or with a balance less than or equal to zero at the time we review account eligibility (between 90-120 days after account opening) will not receive any amount of incentive. Interest will be reported to the IRS as required by law.
The offer is only available in AL, DC, FL, GA, IN, KY, MD, NC, NJ, OH, PA, SC, TN, TX, VA and WV. Previous offers were available only to those who didn’t have an account in the past 12 months, but I don’t see that in the fine print.
Fees will vary in some states. In NJ for example, the best account is the BB&T Back To Basics account which comes with no fees. But in other states that account has a $5 fee which cannot be waived. Check your state for accurate information, because I didn’t go through all of them.
But in most states BB&T Bright Banking will be the best option with a waivable fee. It has a $12 monthly fee that is waived with:
- Combined ACH direct deposits totaling $500 or more per statement cycle OR
- $1,500 average checking balance per statement cycle OR
- Personal BB&T Mortgage
BB&T Bank also has great referral bonuses. If you have an account, you should be able to refer friends and family and you will receive a $100 referral bonus. The referree will still receive this same bonus when they sign up and fulfill all the requirements.
If you have an account, you can post your information in the comments below to earn a referral bonus. In return please share the post on Facebook or Twitter and provide a link to the post on the “website” field when you comment. I’m not very strict about this rule, but please give something in return for posting your referrals.
- Apply Now
- Account Type: Bright Banking (Or Back To Basics if no fee in your state)
- Availability: AL, DC, FL, GA, IN, KY, MD, NC, NJ, OH, PA, SC, TN, TX, VA and WV
- Expiration Date: November 30, 2016
- Inquiry Type: Soft
- Opening Deposit Credit Card Funding: No
- Direct Deposit Requirement: One DD any amount for a $25 bonus
- Other Requirements: Make one personal payment, one bill payment, and redeem an offer
- Monthly Fee: $12 (waived with $500 DD or minimum balance of $1,500)
- Closing Account Fee: $25 if closed within 90 days