Santander Bravo MasterCard, $100 Bonus And 3% On Gas/Dining/Supermarkets (Capped)

Santander is offering a publuc $100 sign-up bonus for their Bravo Mastercard. The card has decent earning rates. The bonus comes in the form of a $100 statement credit when you spend $1,000 on new net retail purchases with your card during the first 90 days after account opening.

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Santander Bravo Mastercard has decent earning rates. You will earn 3x rewards points on supermarket, gas station, and restaurant purchases, up to 15,000 points per calendar quarter, or $150. You will earn 1x point on everything else. You can usually do better at gas and supermarkets with other cards, but 3X back at restaurants is pretty good. You can redeem points for travel, gift cards, or cash back via statement credit. Each points is worth 1 cent.

The card also comes with 18 months of 0% Introductory Annual Percentage Rate (APR) financing on balances transferred from another card within the first 90 days after you open the account. There’s a transaction fee for each balance transfer of either $10 or 3%, whichever is greater.

There’s an annual fee of $49 that will be waived for the first year. Fee is also waived for customers who maintain a Santander Select or Santander Premier Plus Checking account or if you are qualified for a Santander Bank employee checking account at each anniversary date.

I believe this is the highest public offer, but there’s been 30,000 point targeted offers in the past. A $300 sign up bonus would make sense on this card, but for just $100 I would stay away. Unless you’ve already exhausted all other options. The best feature of the card is the the 3% rate on dining.


Offer Details

  • Apply Here
  • $100 statement credit when you spend $1,000 within first 90 days
  • 3x rewards points on supermarket, gas station, and restaurants
  • 1x rewards points on all other purchases
  • 18 months of 0% Introductory Annual Percentage Rate (APR)
  • $49 Annual Fee (waived first year or with Select/Premier Plus checking account)
moomoo signup bonus

4 thoughts on “Santander Bravo MasterCard, $100 Bonus And 3% On Gas/Dining/Supermarkets (Capped)

  1. I did the related Santander $150.00 bank checking account sign up first followed by this Bravo MC a few weeks later. Since my spending does not exceed the cap and it is year around for the 3 categories I do the most CC spending with. Why not? Manufactured spending at a grocery store is not that hard to do. Push comes to time line shove? Pay some taxes with this card. For those of us on the lower end of the economic scale, I see this card as a winner more than some other App-o-rama cards with similar bonuses. I already was at my App-o-rama limit when this card was approved.
    Considering qualified spending to be followed by the BT offer.

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