Ridgewood Savings Bank is offering a $200 bonus when you open a new checking account. You can sign-up for any checking account and get the bonus in three parts after fulfilling the following requirements in 60 days:
- $100 when you enroll in direct deposit (minimum of $250)
- $50 for performing 10 debit card transactions
- $50 for enrolling in eStatements
Use the promo code 200good when signing up online, or mention this promotion when enrolling in-person.
Minimum $25 to open a checking account. This offer is limited to one checking account per tax ID#. You will receive the bonus within 30 days after the qualifying time period passes (90 days). Existing checking account customers are are also eligible if the promo code is provided and the required actions are performed after the start date of this offer and prior to the offer’s termination. Account must be in good standing to receive compensation.
As with most bonuses, it will be considered interest and will be reported to IRS form 1099-INT. Online account opening eligible for New York State and Fairfield County residents only. Most branches are located around NYC.
Free Checking is your best option. It has no no minimum balance requirement and an opening balance as little as $25.00.
Update: I’m not sure if they’re more sensitive to recent numerous inquiries, or they don’t like me personally, but they turned me down for a second time. I applied last year as well and received the same response.
Unfortunately, we were unable to open the account because of the numerous inquiries performed by other banks within a short period of time. You may be able to open an account in person by visiting any of our conveniently located branches.
Let me know if it works out for you.
- Sign up Offer
- Account Type: Free Checking
- Availability: NY
- Expiration Date: None
- Inquiry Type: Soft Pull
- Credit Card Funding: No
- Direct Deposit Requirement: $250 DD within 60 days of account opening
- Other Requirements: 10 debit card transactions & enroll in eStatements
- Monthly Fee: None
- Closing Account Fee: Unknown