Capital One 360 Checking & Savings, Easy $50 Bonus Plus Referrals

Capital One 360 is an online only bank with no fees that will give you a quick and easy $25 bonus for a new checking account and $25 bonus for a new savings account. The bonus for the checking account was $50 previously but it has been halved.

Capital One 360

This is my favorite bank and after signing up for the bonus a while back, I made this my primary bank. Besides the ease of using their online banking, you also receive 0.75% APY on the savings balance. The checking balance will also earn 0.20% (0.75% on balances over $50K). It’s nothing to get excited about, but a small added bonus.

There’s also another benefit to Capital One 360. Transfers from your 360 account to other banks will often count as direct deposits, fulfilling requirements for bank bonuses.

How To Earn $50 Bonus?

  • Open 360 Checking Account with a $250 opening deposit and make a total of 3 Card purchases or Person2Person Payments (or any combo of the two) within 45 days of account opening
  • Your $25 bonus will automatically be deposited into your account on day 50
  • Add a 360 Savings Account with a $250 opening deposit and a $25 Bonus will be deposited immediately

There is no monthly or minimum fees. Setup is extremely fast and easy.

It makes much more sense to open the account if you have friends and family that are willing to open the account as well. Once you have your account set up, you can send referrals to make up to $1000 more. You will receive $20 per friend that signs up. The money will be deposited immediately into your Savings account.

  • Sign up Offer
  • Account Type: 360 Checking/Savings
  • Availability: Nationwide
  • Expiration Date: None
  • Inquiry Type: Soft pull
  • Opening Deposit Credit Card Funding: No
  • Direct Deposit Requirement: No
  • Monthly Fee: No
  • Additional Requirements: Make initial deposit of $250 or more (and 3 Card purchases or P2P Payments for Checking)
  • Closing Account Fee: None
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7 thoughts on “Capital One 360 Checking & Savings, Easy $50 Bonus Plus Referrals

  1. Thanks for your reply Dan! I tried logging out first with no luck. I also tried incognito with different browsers with the same result. I just notice this “The $25 bonus is available only for new 360 Checking or 360 Savings accounts with a new Capital One 360 Customer as the primary account holder.” in the term. I guess you can only earn $25 for one of the account.

  2. I opened a Cap One 360 checking account for $25 bonus and now am trying to open a savings account for another $25 bonus. But it tells me I don’t qualify for the bonus because I am already their customer. How do you open both savings and checking account to earn $50 bonus? Thanks!

    • I opened mine a while ago but I believe you’re able to open e savings account and receive the bonus after opening the checking account. Maybe log out first and try again?

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