Citi Diamond Preferred, 0% APR for 21 Months

The Citi® Diamond Preferred® MasterCard has a great offer on purchases and balance transfers, one of the best out there. 0% Intro APR for 21 months (I don’t make a commission on this card). After that, the variable APR will be 11.99% – 21.99% based on your credit. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. This card has no annual fee.

Citi Diamond Preferred Card

There are no significant sign up bonuses for the card so it is mainly a card targeting those who are trying to erase some debt. 21 months is the longest period our there for an intro 0% APR.

With the Citi Diamond Preferred you can also earn Citi Easy Deals Points that can be redeemed for online deals on name-brand merchandise, gift cards and even local deals.

Card Details

  • 0% Intro APR on purchases and balance transfers for 21 months
  • After promotional period, variable APR will be 11.99% – 21.99%, based on your creditworthiness
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • No Annual Fee
  • 1000 Citi Easy Deals Points as a Sign Up Bonus
  • Earn 10% of your purchases each month as Citi Easy Deals Points

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