Walmart BillPay is widely known, but Kmart has a very similar service. Like in Walmart, you can pay with a PIN based debit card – it’s explicitly advertised on the Kmart website. They also clearly state that you can pay credit card bills. The cost for the BillPay is “$1.50 or less”, which basically mean that you will get charged $1.50. Payments will be delivered the next business day, with no extra charge.
The BillPay provder at Kmart is CheckFreePay, same as Walmart so that is why both services are very similar. You can not pay your AMEX cards. Also when paying your cards, instruct them to just look for VISA or MasterCard, without entering the specific bank providers. There’s a number of cards that will not show up if you search by bank name, and the CSR will unknowingly tell you that you can not pay that card at Kmart.
I have tried paying with OneVanilla and $200 Visa and Mastercard and all went through without any problems. I have tried paying Chase Sapphire, Chase Ink, Wells Fargo and Capital One Spark so far. You can not split payment though, like at Walmart, which is a downside. You can not buy money orders either, using a debit card, so that’s another negative.
However I have a Kmart close by, so I do stop there often. There’s never a line at CS, so I’m usually in and out withing a few minutes. So those are the only positives that I see for using Kmart over Walmart.
Let us know if you’ve used Kmart BillPay and tell us about your experience.