As I’ve said it a few times on my posts, I’m not affiliated with any banks, credit cards or websites. I do post some of my referral links, which I greatly appreciate when you click them. So this is another post where I just talk about my preferences, and not trying to push a product.
Mint.com is my favorite online finance manager. I know there’s many such sites out there, but I started using Mint a long time ago, even before I started this hobby, just to keep track of my few accounts. I forgot about it for a few years, but then went back to it when the number of accounts and credit card started to grow. And now it’s my go to website every morning.
In case you haven’t heard of it, Mint.com is a website where you add all your your bank accounts, credit cards, loans, 401K etc. It’s free to signup and only takes a few seconds to add new accounts. It will show you the balances for every account and you can add more specific info for each account, such as APR, minimum balance requirements etc, so you can avoid fees or just make it easier for yourself when you need to find out that info. It adds your bills due dates to a time line so you’ll never be late on payments. Shows you your credit score every few months. It has a transactions page that lets you keep track of everything that goes on in your accounts etc. Every time you visit their site, your financial data gets updated automatically. You can also pay your bills with Mint Bills, which is separate for some reason.
Some issues that I have are that I can’t add my REDcard account, but I can add my Bluebird. There’s problems with adding Paypal Mastercard as well, since it cant be differentiated from the PayPal account. Also Paychex is not available, but they’re working on it.
The service is really is about aggregating all your financial accounts in one place. Mint’s dashboard gives a quick summary of your personal finances at a glance. You can check it out for yourself, because there is much more to it and this was just a quick description. I know that all these things one by one, are nothing new, but what makes it great is that you have everything in one place.
Again, this is just a personal preference, and maybe I’m stuck with it since I’ve never looked at anything else in years. Share your preferences in the comments. How do you manage your accounts, cards and bills?