Santander Bank is still offering $20 for the extra20 checking and savings accounts. Now they also offer a $20 referral bonus when you refer a friend through their email. You can read about the offer here at an earlier post from this year. I already have the account and I’m collecting $20 a month, about $120 in total so far. I also just used the referral for my wife and just set up another account. So that will make it an easy, recurring $40 monthly payment.