Capital One 360 is an online only bank with no fees that will give you a quick and easy $50 bonus for a new checking account and $25 bonus for a new savings account. This is my favorite bank and after signing up for the bonus, I made this my primary bank. Besides the ease of using their online banking, you also receive 0.75% APY on the savings balance. The checking balance will also earn 0.20% (0.75% on balances over $50K). It’s nothing to get excited about, but a small added bonus.
There’s also another benefit to Capital One 360. Transfers from your 360 account to other banks will often count as direct deposits, fulfilling requirements for bank bonuses.
How To Earn $50 Bonus?
- Open 360 Checking Account and make a total of 3 Card purchases or Person2Person Payments (or any combo of the two) within 45 days of account opening
- Your $50 bonus will automatically be deposited into your account on day 50
- Add a 360 Savings Account with a $250 opening deposit and a $25 Bonus will be deposited immediately
There is no monthly or minimum fees. Setup is extremely fast and easy. Once you got your account open, you can send 50 referrals to your friends and family members to make up to $1000 more. You will receive $20 per friend that signs up. The money will be deposited immediately into your Savings account.
- Sign up Offer
- Account Type: 360 Checking/Savings
- Availability: Nationwide
- Expiration Date: None
- Hard Inquiry: Soft pull only.
- Opening Deposit Credit Card Funding: No
- Direct Deposit Requirement: No
- Monthly Fee: No
- Additional Requirements: Make initial deposit of $250 of account opening for Savings
- Closing Account Fee: None